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Are People this Stupid
grumpygy
Member Posts: 53,466 ✭
Lease to Own. New store opened in town.
32" led tv
$9 a week
for 156 weeks $1404 or cash of $702
I will make a bet I can even find it cheaper.
32" led tv
$9 a week
for 156 weeks $1404 or cash of $702
I will make a bet I can even find it cheaper.
Comments
People are that stupid !
and , true , its all about 'cash flow' or lack there-of ...
and , people Want It Right Now !!! not waite till they can save money , or really afford it ???? Just : I Want it NOW !!!!!
If I could sell guns this way ??????????????? Dang ! what an idea !!!!!
Thanks !!!
d.a.stearns ........ a.k.a. ......... SKEEZIX ........................
Gunsmith / LEO
Athens , Tn
... I Miss Scooby ...
... www.tnhandgunclasses.vpweb.com
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Are People this StupidThat's a stupid question. [:D]
I once saw a rent-to-own jewelry store.
average markup is 500% and its a high risk at that, i had to work for a major chain one year to get by, had people that did have decent jobs and paid up to 400 dollars a week to furnish their entire home, i managed 650+ accounts and out of that maybe 5 where white, im not saying that they do not branch out into white areas, but big cities are their bread and butter
Really sad... Those places make a killing.
Might be a problem sending out that dog fella to repo the coffee.[}:)]
quote:Originally posted by grumpygy
Are People this StupidThat's a stupid question. [:D]
I once saw a rent-to-own jewelry store.
How about rent a tire?
Huh?
How is THAT for dumb?!
Yes. Just think, if you did not vote for Obama you are more intelligent than around 52% of the voters in this country.
It's all about cash-flow. they buy into getting something for "$9/wk" without figuring out that the TV will be obsoleted long before it's paid-off. but then that's the mindset of a lot of people- everything is disposable. Sad state of affairs[:(]
It is the same reason car dealers come at you with "what payment you want" rather than the total price or the length of the loan. We can work out any payment to fit your "budget".
Again, I know its hard for you folks with liquid cash laying laying around to believe this but its true. Also the folks that claim if they cant pay cash for something they dont need it, must be nice to have no bills or a high paying job that allows you to bank cash. Sometimes people do what they have to so or they just go without. From the sounds of it here on the forum someone making less than $10 per hour should never own anything nice.
Unlike the well off crowd on this forum who pays cash for everything from a jug of milk to a million $ yact, not everyone can pay cash for things they want. Yes I k iw it is hard to believe for some of you but many folks can only get low paying jobs and handing over $1000 in cash is near impossible. Why is Aarons better than a Visa Card? Credit checks hurt your credit and if you can no longer pay for the item Aarons will take it back and not file a report on you like Visa will.
Again, I know its hard for you folks with liquid cash laying laying around to believe this but its true. Also the folks that claim if they cant pay cash for something they dont need it, must be nice to have no bills or a high paying job that allows you to bank cash. Sometimes people do what they have to so or they just go without. From the sounds of it here on the forum someone making less than $10 per hour should never own anything nice.
I believe some folks' point may be that if you can't afford to pay cash for a $702 TV you shouldn't be buying it in the first place. A TV would be considered a luxury not a necessity if you are so strapped for money that you can only buy it on $9.00 weekly payments that cost you double the price of the TV to begin with. Many of the folks being taken for ride on these rent to own deals are paying for it with government provided, tax payer supported welfare programs.
quote:Originally posted by Big Sky Redneck
Unlike the well off crowd on this forum who pays cash for everything from a jug of milk to a million $ yact, not everyone can pay cash for things they want. Yes I k iw it is hard to believe for some of you but many folks can only get low paying jobs and handing over $1000 in cash is near impossible. Why is Aarons better than a Visa Card? Credit checks hurt your credit and if you can no longer pay for the item Aarons will take it back and not file a report on you like Visa will.
Again, I know its hard for you folks with liquid cash laying laying around to believe this but its true. Also the folks that claim if they cant pay cash for something they dont need it, must be nice to have no bills or a high paying job that allows you to bank cash. Sometimes people do what they have to so or they just go without. From the sounds of it here on the forum someone making less than $10 per hour should never own anything nice.
I believe some folks' point may be that if you can't afford to pay cash for a $702 TV you shouldn't be buying it in the first place. A TV would be considered a luxury not a necessity if you are so strapped for money that you can only buy it on $9.00 weekly payments that cost you double the price of the TV to begin with. Many of the folks being taken for ride on these rent to own deals are paying for it with government provided, tax payer supported welfare programs.
Aside from the welfare folks who can get a visa card not everyone can take $700 and drop it like that. Are you saying that since I cannot plop down $50K for a new F250 I should not buy one?
Where's all the folks who believe in capitalism? Places like Asrons is a perfect example of capitalism.
Did you guys know that RAC offers 90 days same as cash with no interest. Yeah their prices may be a little higher than some other discount place. But if your credit might be a little shaky and you need a new washer or dryer, it's a lot better than going to laundrymat while trying to save the money to buy a new washer. And unlike lay away you take it home now not when paid off.
Where's all the folks who believe in capitalism? Places like Asrons is a perfect example of capitalism and a store filling a slot that will make money, or is that excuse reserved for scalpers? [}:)]
Thats funny right there. A fella putting ammo on GB at a dollar start and selling it for what someone is willing to pay is a "scalper", but a store like Aarons is helping the poor. What's the elevation where you live?
quote:Originally posted by Big Sky Redneck
Where's all the folks who believe in capitalism? Places like Asrons is a perfect example of capitalism and a store filling a slot that will make money, or is that excuse reserved for scalpers? [}:)]
Thats funny right there. A fella putting ammo on GB at a dollar start and selling it for what someone is willing to pay is a "scalper", but a store like Aarons is helping the poor. What's the elevation where you live?
HPD, you caught that before the edit, my comment was out of line and you nailed it before I could hide it [:D]
My issue with the scalpers is those who will beat the masses and buy all they can get at normal retail prices with the sole intent of "flipping" it for profit, this subject has been beat to death and I dont wish to argue it any more [;)]
WE HAVE A WINNER!
Dad always said if you can't pay cash, you can't afford it. That applied to everyday items but not land that will produce, equipment used to earn a living or a home.
[/quote]
I agree with your dad. And even with the exceptions he lists, you have to be sure you don't spend beyond the value returned by those things (e.g., the highest-end tools when less expensive could do the job, or a million-dollar house when you could have decent shelter for much less).
I would be willing to say over 75% of the families today could not go a month without a paycheck and still pay their bills.
Were I grew up, from the 40's to the 70's there was one pawn shop and one place you could get a loan outside a bank. There must be 5 pawn shops and at least three fast loan joints and I would say there is maybe 10% more people living there.
quote:Originally posted by Big Sky Redneck
Where's all the folks who believe in capitalism? Places like Asrons is a perfect example of capitalism and a store filling a slot that will make money, or is that excuse reserved for scalpers? [}:)]
Thats funny right there. A fella putting ammo on GB at a dollar start and selling it for what someone is willing to pay is a "scalper", but a store like Aarons is helping the poor. What's the elevation where you live?
I think that's why he put the "[}:)]" after his contribution. [;)]
Kinsa a catch 22 scenario.
and the 32" LED that's $700 is not significantly better than the one at walmart that costs $179.
http://www.walmart.com/ip/SCEPTRE-X322BV-HDR-32-LED-Class-720P-HDTV-with-ultra-slim-metal-brush-bezel-60Hz/25059351
Oh, but they can't save $10 a week for 18 weeks. Must have it now for $1400 over the next 3 years.
As stated before , People are stupid @ times , some more than others ...
It is crazy to pay three or four times the regular price for something !
and for some people , its really the only way 'to get what they want '
and the 'get it now' is a big part of that ....
But , also as stated , not all of us have access to loads of cash ( or even good credit ) , so ,,, its waite and save (TRY) or , go to a buy here - pay here overprice dealer ???
At one point in life , I could have said that most anything I wanted , I could have went and bought , mostly with cash , and some really good credit ( even vehicles ) , but that is NOT the case today !!!
As stated in another thread ( posts ) , I am in the middle of a "bank * " that involves $403 , and It Hurts Bad !!!!!
https://forums.GunBroker.com/topic.asp?TOPIC_ID=617313
For those of you that Hvae No Money Problems/Worries ! Ive been there , and Good For You !!! not all of us are so fortunate today ........
Seriously !!!
d.a.
Yes ,
As stated before , People are stupid @ times , some more than others ...
It is crazy to pay three or four times the regular price for something !
and for some people , its really the only way 'to get what they want '
and the 'get it now' is a big part of that ....
But , also as stated , not all of us have access to loads of cash ( or even good credit ) , so ,,, its waite and save (TRY) or , go to a buy here - pay here overprice dealer ???
At one point in life , I could have said that most anything I wanted , I could have went and bought , mostly with cash , and some really good credit ( even vehicles ) , but that is NOT the case today !!!
As stated in another thread ( posts ) , I am in the middle of a "bank * " that involves $403 , and It Hurts Bad !!!!!
https://forums.GunBroker.com/topic.asp?TOPIC_ID=617313
For those of you that Hvae No Money Problems/Worries ! Ive been there , and Good For You !!! not all of us are so fortunate today ........
Seriously !!!
d.a.
It's not about having lots of money or not having money problems.
It's about buying things they can't afford (TV) with money they don't have because they want it right now.
Sometimes you have to finance a $2,000 car because you need to have it to get to work. I don't think paying $1400 for a TV will give you the same return on your "investment."