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helpful hints
spec.4
Member Posts: 897 ✭✭✭
A corporate attorney sent the following out to the employees in his company.
1. The next time you order checks have only your initials (instead of first name) and last name put on them. If someone takes your checkbook they will not know if you sign your checks with just your initials or your first name but your bank will know how you sign your checks.
2. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.
3. Put your work phone # on your checks instead of your home phone. If you have a PO Box use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks. (DUH!) You can add it if it is necessary. But if you have it printed, anyone can get it.
4. Place the contents of your wallet on a photocopy machine, do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. I also carry a photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a name, address, Social Security number, credit cards, etc.
Unfortunately I, an attorney, have firsthand knowledge because my wallet was stolen last month. Within a week, the thieve(s) ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information on-line, and more.
But here's some critical information to limit the damage in case this happens to you or someone you know:
1. We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them
2. File a police report immediately in the jurisdiction where it was stolen, this proves to credit providers you were diligent, and is a first step toward an investigation (if there ever is one). Highly recommended and it pays off!
But here's what is perhaps most important: (I never even thought to do this).
3. Call the three national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit.
By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them in their tracks.
The numbers are:
Equifax: 1-800-525-6285
Experian (formerly TRW): 1-888-397-3742
Trans Union: 1-800-680-7289
Social Security Administration (fraud line): 1-800-269-0271
We pass along jokes on the internet; we pass along just about everything. Pass this information along. It could really help someone you care about.
1. The next time you order checks have only your initials (instead of first name) and last name put on them. If someone takes your checkbook they will not know if you sign your checks with just your initials or your first name but your bank will know how you sign your checks.
2. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.
3. Put your work phone # on your checks instead of your home phone. If you have a PO Box use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks. (DUH!) You can add it if it is necessary. But if you have it printed, anyone can get it.
4. Place the contents of your wallet on a photocopy machine, do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. I also carry a photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a name, address, Social Security number, credit cards, etc.
Unfortunately I, an attorney, have firsthand knowledge because my wallet was stolen last month. Within a week, the thieve(s) ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information on-line, and more.
But here's some critical information to limit the damage in case this happens to you or someone you know:
1. We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them
2. File a police report immediately in the jurisdiction where it was stolen, this proves to credit providers you were diligent, and is a first step toward an investigation (if there ever is one). Highly recommended and it pays off!
But here's what is perhaps most important: (I never even thought to do this).
3. Call the three national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit.
By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them in their tracks.
The numbers are:
Equifax: 1-800-525-6285
Experian (formerly TRW): 1-888-397-3742
Trans Union: 1-800-680-7289
Social Security Administration (fraud line): 1-800-269-0271
We pass along jokes on the internet; we pass along just about everything. Pass this information along. It could really help someone you care about.
Comments
Don't fear the night, fear what hunt at night. ME!!
2* Pam cooking spray will dry finger nail polish
3* Cool whip will condition your hair in 15 min
4* Mayonnaise will KILL LICE , it will also condition your hair
5* Elmer's Glue-paint on your face, allow it to dry, peel off and see the
dead skin and blackheads if any
6* Shiny Hair-use brewed Lipton Tea
7* Sunburn - empty a large jar of Nestea into your bath water
8* Minor burn-Colgate or Crest toothpaste
9* Burn your tongue? Put sugar on it!
10* Arthritis? WD-40 Spray and rub in, kill insect stings too
11* Bee stings - meat tenderizer
12* Chigger bite - Preparation H
13* Puffy eyes - Preparation H
14* Paper cut - crazy glue or chap stick (glue is used instead of sutures
at
most hospitals)
15* Stinky feet - Jello!!
16* Athletes feet - cornstarch
17* Fungus on toenails or fingernails - Vicks vapor rub
18* Kool aid to clean dishwasher pipes. Just put in the detergent section
and run a cycle, it will also clean a toilet.
19* Kool Aid can be used as a dye in paint also Kool aid in Dannon plain
yogurt as a finger paint, your kids will love it and it won't hurt them if
they eat it!
20* Peanut butter - will get scratches out of CD's! Wipe off with a coffee
filter paper
21* Sticking bicycle chain - Pam no-stick cooking spray
22* Pam will also remove paint, and grease from your hands! Keep a can in
your garage for your hubby
23* Peanut butter will remove ink from the face of dolls
24* When the doll clothes are hard to put on, sprinkle with corn starch
and
watch them slide on
25* Heavy dandruff - pour on the vinegar!
26* Body paint - Crisco mixed with food coloring. Heat the Crisco in the
microwave, pour into an empty film container and mix with the food color
of
your choice!
27* Tie Dye T-shirt - mix a solution of Kool Aid in a container, tie a
rubber band around a section of the t-shirt and soak
28* Preserving a newspaper clipping - large bottle of club soda and ? cup
of
milk of magnesia, soak for 20 min. and let dry, will last for many years!
29* A Slinky will hold toast and CD's!
30* To keep goggles and glasses from fogging, coat with Colgate toothpaste
31* Wine stains, pour on the Morton salt and watch it absorb into the
salt.
32* To remove wax - Take a paper towel and iron it over the wax stain, it
will absorb into the towel.
33* Remove labels off glassware etc. rub with peanut butter!
34* Baked on food -fill container with water, get a Bounce paper softener
and the static from the Bounce towel will cause the baked on food to
adhere
to it. Soak overnight. Also; you can use 2 Efferdent tablets, soak
overnight!
35* Crayon on the wall - Colgate toothpaste and brush it!
36* Dirty grout - Listerine
37* Stains on clothes - Colgate
38* Grass stains - Karo Syrup
39* Grease Stains- Coca Cola, it will also remove grease stains from the
driveway overnight. We know it will take corrosion from batteries!
40* Fleas in your carpet? 20 Mule Team Borax- sprinkle and let stand for
24
hours. Maybe this will work if you get them back again.
41* To keep FRESH FLOWERS longer Add a little Clorox, or 2 Bayer aspirin,
or
just use 7-up instead of water.?
42*When you go to buy bread in the grocery store, have you ever wondered
which is the freshest, so you "squeeze" for freshness or softness.? Did
you
know that bread is delivered fresh to the stores five days a week? Monday,
Tuesday, Thursday, Friday and Saturday. Each day has a different color
twist
tie. They are: Monday Blue --Tuesday Green --Thursday Red --Friday White
----Saturday Yellow
So if today was Thursday, you would ! want red twist tie - not white which
is Fridays (almost a week old)! The colors go alphabetically by color
Blue-
Green - Red - White - Yellow, Monday through Saturday. Very easy to
remember.
I thought this was interesting. I looked in the grocery store and the
bread wrappers DO have different twist ties, and even the one with the
plastic clips have different colors. You learn something new everyday!!!
Enjoy fresh bread when you buy bread with the right color on the day you
are shopping.
To Ride, shoot straight,and speak the truth
This was the Ancient law of Youth
Old times are past, old times are done:
But the Law runs true, O little son!
I may disagree with what you say, but I will defend to the death your right to say it.--Voltare
Don't fear the night, fear what hunt at night. ME!!
Don't fear the night, fear what hunt at night. ME!!
I may disagree with what you say, but I will defend to the death your right to say it.--Voltare
Don't fear the night, fear what hunt at night. ME!!