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Anybody have FLOOD insurance?

concealedG36concealedG36 Member Posts: 3,566 ✭✭
edited June 2002 in General Discussion
Actually, my agent told me it is sewer backup insurance. Yup, that's what I wish I had since instead of going up to Michigan's Upper Penninsula this weekend I have spent the last 4 days cleaning my basement. We had a big rain storm and my basement filled up with water, again. Second time in 3 years.

THE GUNS GOT WET!! That is what makes me really mad. To top it off, my mortgage company failed to pay my insurance company so I have no homeowner's insurance now.

Argh!! Anybody want to buy a house in South East Michigan?



Gun Control Disarms Victims, NOT Criminals
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Comments

  • Tailgunner1954Tailgunner1954 Member Posts: 7,734 ✭✭
    edited November -1
    If the morgage company has been escrowing the money to pay the insurance (the insurance money is included in the morgage payment), I'd contact a laywer ASAP.
    You guys have been getting our weather for the last couple of years, esspecialy our snow. Greetings from "The Sunrise Side" of Northern MI.
    Some guys like a mag full of lead, I still prefer one round to the head.
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  • kimberkidkimberkid Member Posts: 8,858 ✭✭✭
    edited November -1
    We have flood insurance, but it has a $5000 cap, and if if its due to rain and your sump pump fails or you loose power (to run the pump) your just S.O.L. ... it only good if a water main breaks, hotwater heater bursts ect ect ect

    =================================
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    ... there are so darn many models to choose from!
    kimberkid@gunbroker.zzn.com
    If you really desire something, you'll find a way ?
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  • sandman2234sandman2234 Member Posts: 894 ✭✭
    edited November -1
    I believe that "flood insurance" backed by good ole uncle sammy, is purchased by people in flood plain areas. It covers damage from "rising waters", not from busted pipes, leaky hot water heaters, or from juvenile delinquents that break into your house and cut a kingsize waterbed, although all will cause flooding. CHECK WITH YOUR INSURANCE AGENT, AND THEN CALL THE COMPANY THAT IS COVERING IT AND ASK, THEN ASK AGAIN. Then read that jiberish that call a policy.

    Have Gun, will travel
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