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Vehicle Insurance.....

RembrandtRembrandt Member Posts: 4,486 ✭✭
edited April 2002 in General Discussion
I'm currently shopping around for an Insurance Company for some vehicles....curious, what do you look for when shopping around?....Why do you own what you do? Price...coverage...service...agent... previous experiences?Any Companies you would recommend?
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Comments

  • S&W ManS&W Man Member Posts: 208 ✭✭✭
    edited November -1
    I have GEICO. Least expensive I could find. Good coverage. No local agents, 800 number, but local claims. Have had one claim with them and they handled it quickly and very well.
    The second admendment GUARANTEES the other nine and the Constitution!
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  • Tailgunner1954Tailgunner1954 Member Posts: 7,734 ✭✭
    edited November -1
    Progressive 1-800 AUTO-PROor the website listed aboveTheir the people that will send you pricing from the other guys along with their quote
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  • legn4legn4 Member Posts: 481 ✭✭✭
    edited November -1
    I buy from one of the local Shelter agents, this way i have a local person to deal with. Price & service is fair.
    Work'n like a dog all nite
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  • Ms. BeastMs. Beast Member Posts: 496 ✭✭✭
    edited November -1
    We have American Family for home and auto and have never had any problems. They paid out our claims fast and were helpful with any questions we have had.
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  • 6MMX2846MMX284 Member Posts: 55 ✭✭
    edited November -1
    I had GEICO for several years, also am a member in good standing in the Army National Guard, but I must say, AIG Auto Insurance Group, 505 CARR RD, P.O. Box 15510, Wilmington, DE 19850, know as AIG Insurance, and can be found on the web under that name, cut my insurance by almost half from GEICO! I thought I was getting a good deal with them, but man was I ever surprised! They would be worth a look to say the least. Have a 2001 Windstar, for bike insurance I am still with GEICO, AIG doesn't offer motorcycle insurance, GEICO was the champ there, 2000 Harley....loaded. Hope this helps.
    In God We Trust...All Others Cash!
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  • will270winwill270win Member Posts: 4,845
    edited November -1
    Dittos on the USAA. I have had several wrecks (not my fault I swear) and they are quick to pay the claim. Quick to raise your rate if you get a ticket though!Will the speed demon. (had to mudge)
    It has become my purpose in life to comfort the disturbed and disturb the comfortable.. will270win@aol.com ~Secret Select Society Of Suave Stylish Smoking Jackets~
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  • idsman75idsman75 Member Posts: 13,398 ✭✭✭
    edited November -1
    After my current term with USAA runs out I'm switching. I have no respect for a company that caters SOLELY to officers until Klinton draws down the Army. Then, and only then, do they open their customer base to us enlisted folks. They only gave a rat's you-know-what about us when it was no longer profitable to cater solely to the officers' corps.
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  • concealedG36concealedG36 Member Posts: 3,566 ✭✭
    edited November -1
    Too bad in Michigan your insurance premiums go up even if you DON'T get a ticket. Any claims at all usually raise your rates, because we are a "no fault" state. It's the dumbest thing I've ever seen. I once had somebody beat the crap out of my car when it was parked in downtown Detroit (for kicks, I presume) and after I made a claim for repairs they raised my rate.I think we use AAA now, they at least provide road service for no extra charge.
    Gun Control Disarms Victims, NOT Criminals
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  • salzosalzo Member Posts: 6,396 ✭✭
    edited November -1
    GEICO- Contributes to anti-gun causes.
    Happiness is a warm gun
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  • gruntledgruntled Member Posts: 8,218 ✭✭
    edited November -1
    I have been with Allstate for thirty-five years. They have just notified me they willnot renew my insurance because my son has had three tickets. I have had to look around & have found that so far Mercury offers the best rate. Even with my son's record it is going to be cheaper than what I had been paying. Wish I had changed long ago.
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  • bartobarto Member Posts: 4,734 ✭✭
    edited November -1
    not to many years ago my moms insurance was cancelled by allstate.the reason being only that she had reached an age group that was having a lot of accidents. evidently their profits were down a little in that age group or (heaven forbid)they actually LOST money on them. i guess i dont understand this thing about GAURANTEED profits. barto
    the hard stuff we do right away - the impossible takes a little longer
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  • mudgemudge Member Posts: 4,225 ✭✭
    edited November -1
    Our cars and home are with Westfield. Our bikes are with Dairyland. Dairyland has a free rider that covers up to $3,000 worth of custom equipment. (Doesn't cover custom paint tho'.) I tried Progressive and their rates were higher for my bike alone than we pay Dairyland for both bikes.6MMX284....what model HOG?Mudge the curious
    I can't come to work today. The voices said, STAY HOME AND CLEAN THE GUNS!
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  • JustCJustC Member Posts: 16,056 ✭✭✭
    edited November -1
    I use NATIONWIDE, $90.20/month for full coverage on a 2001 suburban and liability on an 85 suburban, both of which are 4x4.
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  • competentonecompetentone Member Posts: 4,696 ✭✭✭
    edited November -1
    Rembrandt,Liability coverage is pretty generic between companies in SC (as I think it is in most States) so I shop price.I've found Progressive to be about the best; have two vehicles with them. Still have my truck with State Farm, but need to change that--thanks for reminding me!
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  • 6MMX2846MMX284 Member Posts: 55 ✭✭
    edited November -1
    Mudge that would be a Harley Dyna Super Glide Sport (FXDX) I got one great deal from a guy heading into a divorce, could not resist! Then I added a few accessories and have been adding a little at a time. The bike was show room new, hardly used and I was glad he came down to my offer, or else I would have spent some major bucks. Do you ride? I really like the bike and all Harleys for that matter, have had others, but this was my first Harley, really pleased. Thanks for asking, always listening....swishman
    In God We Trust...All Others Cash!
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  • offerorofferor Member Posts: 8,625 ✭✭
    edited November -1
    I have been with Illinois Farmers Insurance Group for quite a while and they've been reasonable and no unpleasant surprises thus far. In fact, I owned a Supra Twin Turbo for a while (320hp, 0-60 in 4 secs.) and paid no more than a sedan rate. Of course, I'm over 50, which I assume has something to do with that. I had a bad experience with Geico once. I tried to sign up with them over the phone, and the girl was asking me questions. When she got to, "Do you have a radar detector in your car?" I told her yes (I tell the truth automatically or I won't answer at all), but that it was really none of her business. She said she would be unable to complete my app over the phone. heheheheh. No Geico for me. So folks, be prepared for the question.
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