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In between jobs and need $$$.....

SpartacusSpartacus Member Posts: 14,415
edited August 2012 in General Discussion
I closed down my clinic due to fears of Obamacare and the inability to come up with the $40,000 needed to implement electronic medical records system. The FED, in it's infinite wisdom will charge a penalty via decreased reimbursements if you don't have EMR and an electronic prescription system. I still owe $37,000 on the loan used to open the clinic 3 yrs ago (7 year loan at 7%!).
put the house up for sale and relocated to a smaller town that promised me the world to practice medicine there. After 3 months I realized they could not deliver on their promises.
so I resigned.
last 3 weeks I've been traveling to interviews. Have received some "we want you here" notices, but no formal contracts.
So, here's the point of the thread:
I need to sell some things and I'm torn between unloading some gold/silver vs some guns.
I'm talking about $10,000 either way, to pay upcoming bills.
think I can sell the metals faster and at market, easier than the guns, but some of the guns could bring a lot individually.
everything would be sold on GB with minimum bids and buy now option.
what say you?
thanks
tom
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Comments

  • bigoutsidebigoutside Member Posts: 19,443
    edited November -1
    Sell the gold.
  • KEVD18KEVD18 Member Posts: 15,037
    edited November -1
    Sell the metal. It's infinitely easier to replace than the guns. A blind monkey can find bullion for sale, but find another 99% whatever with whatever furniture and whatever accessories etc etc could be a pain in the *.
  • SpartacusSpartacus Member Posts: 14,415
    edited November -1
    Yeah, my initial thoughts were to sell the gold first, then the silver.
    but, the upside of the metals is greater than the gun, jmho.
    and selling the metals would cause a whole rethinking of my SHTF plans.




    tom
  • sharpshooter039sharpshooter039 Member Posts: 5,897 ✭✭✭
    edited November -1
    why does it have to be either or..sell a mix of both. sell enough metals to get the quick cash and list the guns for the end of the month cash, you will not take a great hit on just one of them that way
  • KEVD18KEVD18 Member Posts: 15,037
    edited November -1
    I don't mean to break your balls here doc, but your selling your stuff to pay your bills during a dark time in your life.

    Perhaps you need to be thinking about today where real problems exist for you right now and temporarily set aside future hypotheticals.

    Bottom line, if you don't survive long enough for the s to htf, then whatever preparations you made become irrelevant.
  • SpartacusSpartacus Member Posts: 14,415
    edited November -1
    quote:Bottom line, if you don't survive long enough for the s to htf, then whatever preparations you made become irrelevant.


    I understand what you're saying, but the SHTF stuff is so inbred in me now.....been at it a long time.
    the house i'm trying to sell is set up to run off the grid, completely, for 8 months.
    It's not a fancy place, but it's self sufficient and very defensible.


    tom
  • MaxOHMSMaxOHMS Member Posts: 14,715
    edited November -1
    Remember "Don't put all your eggs in one basket"?

    Don't empty any of your baskets.

    Guns, silver, and gold are all good investments.

    Some of the guns, some of the silver, and some of the gold may not be the best to have in some situations.

    Pick and choose.

    With the metals, some are more widely known and trusted than others.

    I don't even want to discuss what guns to sell...............

    Too sad........

    I need a tissue

    [:D]
  • armilitearmilite Member Posts: 35,490 ✭✭✭
    edited November -1
    I think in a SHTF scenario the gold and silver wouldn't be as important as the guns depending on what kind they are. In that type of scenario I think the people with the guns will take away the gold and silver from those that don't. Besides how do you make change for a gold bar, or say even an once of gold or silver.
  • BGHillbillyBGHillbilly Member Posts: 1,927 ✭✭
    edited November -1
    In a serious s h t f situation, the only thing the gold and silver is really good for is to make bullets out of. If Obama wins I would think gun values will either skyrocket or be worthless since the government will be confiscating and melting them down. If your counting on gold/silver to be the standard when the economy tanks and dollars are worthless, then it appears it has done hit the fan for you, sell the worthless 'precious' metal and keep the steel and lead.
  • Locust ForkLocust Fork Member Posts: 32,080 ✭✭✭✭
    edited November -1
    Gold is SO HIGH....I would have a hard time parting with it if I had bought in at a lower rate. You know I'm here if you need me for the guns. I wish I could help more.
    LOCUST FORK CURRENT AUCTIONS: https://www.gunbroker.com/All/search?Sort=13&IncludeSellers=618902&PageSize=48 Listings added every Thursday! We do consignments, contact us at mckaygunsales@gmail.com
  • RustyBonesRustyBones Member Posts: 4,956
    edited November -1
    I'd sell the metal, just so you don't have to deal with transfers and shipping difficulties.
  • William81William81 Member Posts: 25,483 ✭✭✭✭
    edited November -1
    A little of each would be the way I would do it.
  • JnRockwallJnRockwall Member Posts: 16,352 ✭✭✭
    edited November -1
    Real bummer Sparty.

    Gotta sell the metal

    never sell a gun unless you are using that money to buy another gun.
  • we_dig_itwe_dig_it Member Posts: 6,614 ✭✭✭
    edited November -1
    Keep the guns, we're gonna need all of them we can get...[;)]
  • breddyrrtbreddyrrt Member Posts: 1,195 ✭✭✭✭✭
    edited November -1
    I think I would sell the metals...they may be at there top dollar. May be the best time to sell.
  • dcon12dcon12 Member Posts: 32,040 ✭✭✭✭
    edited November -1
    Sell the car. Don
  • bigoutsidebigoutside Member Posts: 19,443
    edited November -1
    If you look up the word 'fungible', you will understand why I said 'sell the gold'

    Get your 10k in cash.

    If you whittle that to 5k, start losing the guns.
    And look for a renter for the house.

    You aren't in a net worth crisis. You need to manage liquidity better.
  • bpostbpost Member Posts: 32,669 ✭✭✭✭
    edited November -1
    Just to give you some perspective so that cutting your LIFESTYLE is in balance with the NEED for money. At one time I too had a 8-9K a month nut to crack before I ate and was raising two boys too boot.

    Today 10K would run my household for a year........

    Think about cuts, more cuts and then cut some more, 10K will then just fall out of the sky, it is the way God works.

    My 02. I am on your team! [:D]
  • pwilliepwillie Member Posts: 20,253 ✭✭✭
    edited November -1
    First,ask for an extension of the loan,then use your stuff as collateral to borrow some money to get you past the hard times,then come south and find a job at some of the MFG plants(they need on site Dr.s) or hospitals in our area...lots of clinics on the gulf coast,even Regina Bejamin(surgeon general) is my Mayors next door neighbor,she has a clinic in a small town also...The South is where its at!
  • realspeedrealspeed Member Posts: 6,335
    edited November -1
    get locust fork to sell some of your collection
  • SCOUT5SCOUT5 Member Posts: 16,181 ✭✭✭✭
    edited November -1
    You answered your own question: "I can sell the metals faster and at market, easier than the guns, but some of the guns could bring a lot individually."


    Put the guns up for sale while you have time to do so, you can sale the metal at any time if you get in a real pinch.
  • BoomerangBoomerang Member Posts: 4,513
    edited November -1
    quote:Originally posted by Spartacus
    Yeah, my initial thoughts were to sell the gold first, then the silver.
    but, the upside of the metals is greater than the gun, jmho.
    and selling the metals would cause a whole rethinking of my SHTF plans.




    tom

    I buy gold at spot. What do you have?
  • SpartacusSpartacus Member Posts: 14,415
    edited November -1
    thanks for all the input/advice.
    as i said, the total sale would be $10K. That would allow me some breathing room on upcoming payments.
    If I sell guns, they would become of my "collectibles", not my SHTF guns.
    I'm still leaning towards selling some gold. It would be a high end barter if the economy crashed. silver would probably be the day to day 'currency"
    plus, I bought most of the gold before the recent surge, while my cost average for silver might actually result in a loss.

    Boomerang, I have a mix of bullion and coins. would sell off the bullion first.
    1/10 oz to 1 ounce PAMP would go first.
    tell me how much you want and i'll post an auction/buy now for you.

    tom
  • Waco WaltzWaco Waltz Member Posts: 10,836 ✭✭
    edited November -1
    Just an idea, why not take a job doing something other then medical just for a short time to pay the bills.

    Wal Mart is always hiring. I used wal mart to keep the bills paid till I found something better. If it does not pay enough maybe you will only have to sell half what you intend to now?

    For me it was all about keeping my stuff and keeping myself from dipping into my savings and it worked.
  • yoshmysteryoshmyster Member Posts: 22,059 ✭✭✭✭
    edited November -1
    Concierge Medicine/Doctor?

    Mean while dump the metal. Sell the matal for the fast cash.

    Put the irons up for what you need to get out. The slow pay out.
  • rongrong Member Posts: 8,459
    edited November -1
    I think in a SHTF scenario the gold and silver wouldn't be as important as the guns depending on what kind they are. In that type of scenario I think the people with the guns will take away the gold and silver from those that don't. Besides how do you make change for a gold bar, or say even an once of gold or silver.


    That's what I have been saying for a long time.
    what use is gold,silver or any precious metal
    after society completely breaks down.
    The barter system would be in place-food,clothing ,ammo-
    guns-fuel ,items like that.
    Prolly the only people who will not notice too
    much is the homeless living under a bridge.
  • CubsloverCubslover Member Posts: 18,601 ✭✭
    edited November -1
    Wow Tom, I'm sorry to hear of this.

    While I can be no help in the monetary dept., I do have an ear if you need anything.

    Move here, you'd be turning down more appointments than you can take.
    Half of the lives they tell about me aren't true.
  • TooBigTooBig Member Posts: 28,559 ✭✭✭
    edited November -1
    Doc the Car would be the first to go and it won't hurt if you can't do 80 on the road
  • HandLoadHandLoad Member Posts: 15,998
    edited November -1
    Sorry to hear you are in such straits, Doc...

    Sell the Gold - No "Slippage" there, FFL and Shipping Fees, etc.
  • JnRockwallJnRockwall Member Posts: 16,352 ✭✭✭
    edited November -1
    I think your focus on shtf is out of order. If you are willing to suffer hardship now for looooong shot odds of shtf you have already lost. Either dump the shtf idea and deal with your problems or let everything go to hell and brace for shtf that might never happen. Either way it seems to me you are tripping over your own feet
  • JunkballerJunkballer Member Posts: 9,307 ✭✭✭✭
    edited November -1
    Sounds like your in a SHTF senerio now or very close to one, if you don't use the metals now, why then did you invest in them ?? I say sell the metals as needed and keep the firearms. [;)]

    "Never do wrong to make a friend----or to keep one".....Robert E. Lee

  • drobsdrobs Member Posts: 22,620 ✭✭✭✭
    edited November -1
    I heard a rumor that one of the armed security companies over here is paying their medic $1450 a day...

    $1450 x 6 days a week x 52 weeks = a whole lotta dinero.
  • Mr. PerfectMr. Perfect Member, Moderator Posts: 66,437 ******
    edited November -1
    A few passages from the good book suggest that gold and silver won't be very valuable when the s hits the fan. I'd part with it.


    Isa 2:20 KJV - In that day a man shall cast his idols of silver, and his idols of gold, which they made [each one] for himself to worship, to the moles and to the bats;

    Isa 30:22 KJV - Ye shall defile also the covering of thy graven images of silver, and the ornament of thy molten images of gold: thou shalt cast them away as a menstruous cloth; thou shalt say unto it, Get thee hence.

    Isa 31:7 KJV - For in that day every man shall cast away his idols of silver, and his idols of gold, which your own hands have made unto you [for] a sin.
    Some will die in hot pursuit
    And fiery auto crashes
    Some will die in hot pursuit
    While sifting through my ashes
    Some will fall in love with life
    And drink it from a fountain
    That is pouring like an avalanche
    Coming down the mountain
  • owen219owen219 Member Posts: 3,799
    edited November -1
    Ifin you sell the gold and silver it gets reported for tax purposes and you lose that much at your going tax rate. You are suposed to report gains on any other sales like on the guns too but......
  • owen219owen219 Member Posts: 3,799
    edited November -1
    Our local school needs a school nurse part time.
  • Mr. PerfectMr. Perfect Member, Moderator Posts: 66,437 ******
    edited November -1
    Are you on LinkedIn?
    Some will die in hot pursuit
    And fiery auto crashes
    Some will die in hot pursuit
    While sifting through my ashes
    Some will fall in love with life
    And drink it from a fountain
    That is pouring like an avalanche
    Coming down the mountain
  • KEVD18KEVD18 Member Posts: 15,037
    edited November -1
    quote:Originally posted by Locust Fork
    Gold is SO HIGH....I would have a hard time parting with it if I had bought in at a lower rate. You know I'm here if you need me for the guns. I wish I could help more.


    isnt the whole idea of investing to buy low and sell high? if you have trouble selling things when there value is high that you bough when the price was low, im baffled at how you've managed to stay in business...

    unless the above was a typo...
  • we_dig_itwe_dig_it Member Posts: 6,614 ✭✭✭
    edited November -1
    I live in Old Fort NC, a small town. We have one doctoer in our town and she and her husband left unexpectantly last week. They we found a few days ago in Galveston Tx from an apparent double suicide. So, we have no doctor and a BIG need for one. Its a minimum 30 minute drive either direction to find one.
  • Locust ForkLocust Fork Member Posts: 32,080 ✭✭✭✭
    edited November -1
    quote:Originally posted by KEVD18
    quote:Originally posted by Locust Fork
    Gold is SO HIGH....I would have a hard time parting with it if I had bought in at a lower rate. You know I'm here if you need me for the guns. I wish I could help more.


    isnt the whole idea of investing to buy low and sell high? if you have trouble selling things when there value is high that you bough when the price was low, im baffled at how you've managed to stay in business...

    unless the above was a typo...


    I'm guessing you do not understand the whole term of buying in at a lower rate and selling when things are through the roof.....that IS the whole idea behind investing in ANYTHING.....
    LOCUST FORK CURRENT AUCTIONS: https://www.gunbroker.com/All/search?Sort=13&IncludeSellers=618902&PageSize=48 Listings added every Thursday! We do consignments, contact us at mckaygunsales@gmail.com
  • SpartacusSpartacus Member Posts: 14,415
    edited November -1
    thanks again all for the concern and suggestions.
    went to the old house to clean out the safe I left there. (it had rained for three days prior to the move and the bobcat sunk in the mud when i tried to lift the safe out).
    anyway, was pleasantly surprised to find guns and metals/coins I forgot I had![:p]
    I'll start a new thread and list some things that I'm willing to put on the auction side if there's any interest.
    thanks
    again
    tom
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