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Personal defense insurance

SGSG Member Posts: 7,548
edited November 2016 in General Discussion
How many here carry any insurance to cover your legal defense if you were to shoot someone? Any recommendations?
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Comments

  • 1911a1-fan1911a1-fan Member Posts: 51,193 ✭✭
    edited November -1
    i recommend not doing it




    can you imagine the outcome for George Zimmerman if he had such insurance
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  • SGSG Member Posts: 7,548
    edited November -1
    Please elaborate. I know Zimmerman's legal fees where in excess of 2.5 million.

    quote:Originally posted by 1911a1-fan
    i recommend not doing it




    can you imagine the outcome for George Zimmerman if he had such insurance
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  • TooBigTooBig Member Posts: 28,559 ✭✭✭
    edited November -1
    I would worry about having council if needed and I have some and your insurance umbrella plan won't help the way I understand it. To each their own but I do have one
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  • cowboy77845cowboy77845 Member Posts: 316 ✭✭
    edited November -1
    I believe its prudent if you have a license to carry. I use Texas Law Shield.
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  • SGSG Member Posts: 7,548
    edited November -1
    I did some research on USCCA and the vast majority of reviews say it's a scam.

    I appreciate all the input on this as so many people have no clue of the damaging aftermath even a justified shooting can bring upon one defending their life and the lives of their family.
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  • mag00mag00 Member Posts: 4,719 ✭✭
    edited November -1
    One could argue (prosecution), that the fact that you had insurance was premeditated and you planned on killing someone. A sympathetic jury will hang your *.

    Unllike auto insurance, you would take an active part in killing, not just accidentally killing a perp. Your motive was to defend yourself with deadly force, you bought insurance to cover legal expense, thus pre meditated. Right or wrong, it sucks.


    Keep your assets in a non revokable trust.
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  • SGSG Member Posts: 7,548
    edited November -1
    I don't buy that argument. Under that pretense,All of us who carry a weapon for self-defense have "pre meditated" the killing of a perp. Same argument could be used against the police?
    quote:Originally posted by mag00
    One could argue (prosecution), that the fact that you had insurance was premeditated and you planned on killing someone. A sympathetic jury will hang your *.

    Unllike auto insurance, you would take an active part in killing, not just accidentally killing a perp. Your motive was to defend yourself with deadly force, you bought insurance to cover legal expense, thus pre meditated. Right or wrong, it sucks.


    Keep your assets in a non revokable trust.
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  • CoolhandLukeCoolhandLuke Member Posts: 7,826 ✭✭✭
    edited November -1
    No need for insurance here in Florida if it's clean cut self defense.
    We have to fight so we can run away.
    Capt. Jack Sparrow.
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  • Horse Plains DrifterHorse Plains Drifter Forums Admins, Member, Moderator Posts: 40,178 ***** Forums Admin
    edited November -1
    quote:Originally posted by SG
    I don't buy that argument.
    Well good then, don't buy it. So what? It's a valid argument.
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  • Brian98579Brian98579 Member Posts: 1,188 ✭✭✭
    edited November -1
    In Washington, it appears Zimmerman's "reasonable legal fees, time loss and other expenses" would have been covered by the state under RCW 9A.16.110. This law provides for monetary recovery when found not guilty of several crimes by reason of self defense.
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  • EhlerDaveEhlerDave Member Posts: 5,158 ✭✭
    edited November -1
    In Oklahoma if the shooting is ruled justifiable then you have legal protection from civil suits.
    Just smile and say nothing, let them guess how much you know.
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  • mag00mag00 Member Posts: 4,719 ✭✭
    edited November -1
    quote:Originally posted by SG
    I don't buy that argument. Under that pretense,All of us who carry a weapon for self-defense have "pre meditated" the killing of a perp. Same argument could be used against the police?
    quote:Originally posted by mag00
    One could argue (prosecution), that the fact that you had insurance was premeditated and you planned on killing someone. A sympathetic jury will hang your *.

    Unllike auto insurance, you would take an active part in killing, not just accidentally killing a perp. Your motive was to defend yourself with deadly force, you bought insurance to cover legal expense, thus pre meditated. Right or wrong, it sucks.


    Keep your assets in a non revokable trust.



    There are lots of people who carry who do not shoot anybody, thus if you do shoot somebody and do have insurance, it surely can be twisted by a prosecutor to show intent.

    As I stated earlier, car insurance, home insurance etc is for accidental damage. You pull the trigger, it is not an accident.

    If you burn your house down, is the insurance going to pay? To top it off, you are going to jail for arson and insurance fraud.

    Suppose you are a bank robber, do you buy get out of jail insurance if you get caught?

    And sure, it may be legal to carry and protect your life, but remember, half the people don't think you have the right. Add the gray line that you planned for it, dang I think it could go either way.

    And isn't insurance the same thing as farming your rights out? Look how healthcare has gone. You really want them to take your 2nd amendment rights and control them?
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  • SGSG Member Posts: 7,548
    edited November -1
    I completely get what you're saying,magoo and sorry if I seemed a little brash with my comment,not what I intended. Wouldn't that set a presedence if this were true and anyone who has insurance for this reason be hung in the courts? Has there ever been a case where this has happened? By the way,I completely agree with what you said about the trust account. I need to do this myself.

    Thank you sir for your input![;)]
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