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I could use some help.
n/a
Member Posts: 168,427 ✭
I have applied for a loan on Prosper.com and could use some letters of referance.
For those who do not know about Prosper.com it is just like an auction site were people bid on loaning you money by amount and interest rate.
The reason I need this is due to my credit being in the poor range from all the crap my ex ran up while we were married which I am trying to pay off (I have been offered a reduced rate of pay off) so I can get my credit back in order.
If you are willing to write a letter of refferance for me shoot me an email and I'll send you a link to register and write the letter which will be added to my profile.
Thanks.
For those who do not know about Prosper.com it is just like an auction site were people bid on loaning you money by amount and interest rate.
The reason I need this is due to my credit being in the poor range from all the crap my ex ran up while we were married which I am trying to pay off (I have been offered a reduced rate of pay off) so I can get my credit back in order.
If you are willing to write a letter of refferance for me shoot me an email and I'll send you a link to register and write the letter which will be added to my profile.
Thanks.
Comments
reference.' I'd imagine there are more than a few here who
would be the last nails in your 'loan coffin' - especially
if their credit is checked out.
Good luck.
I'd be careful about who you have send financial 'letters of
reference.' I'd imagine there are more than a few here who
would be the last nails in your 'loan coffin' - especially
if their credit is checked out.
Good luck.
Their credit does not need to be checked to give a letter of reference on that site. It is just to give those who are bidding on loaning you money an idea of charector.
I'd be careful about who you have send financial 'letters of
reference.' I'd imagine there are more than a few here who
would be the last nails in your 'loan coffin' - especially
if their credit is checked out.
Good luck.
I second what Zipper said.
Think of all the spammers and scam artist that hit this site every day. Any one of them or any one on this board could do you a world of hurt as a character reference. Just because you have been here awhile and have met a few good people. Can you honestly say that you know 90% of the ones that post here?
What if I went on that site and wrote that *_r_done tried to seduce some of my domesticated farm animals while he visited me one hunting season? People could say anything just for the heck of it.
quote:Originally posted by zipperzap
I'd be careful about who you have send financial 'letters of
reference.' I'd imagine there are more than a few here who
would be the last nails in your 'loan coffin' - especially
if their credit is checked out.
Good luck.
I second what Zipper said.
Think of all the spammers and scam artist that hit this site every day. Any one of them or any one on this board could do you a world of hurt as a character reference. Just because you have been here awhile and have met a few good people. Can you honestly say that you know 90% of the ones that post here?
What if I went on that site and wrote that *_r_done tried to seduce some of my domesticated farm animals while he visited me one hunting season? People could say anything just for the heck of it.
I can see what you are getting at. But I am not going to give the link to someone that I would not give my home phone too either. That is why I asked to shoot me an email and that way I would know who I am letting know were to do this at.
There are several people on this forum that I have met face to face and several more that I have talked with on the phone several times, and many more that I have had email conversations with. These are the types I am looking for to help me out with this because I can trust them.
But they offered me that to pay off a $6500 debt that my exwife ran up before our divorce was final and I have gotten stuck with. I have been paying on it a little at a time but would like to have it paid in full so I can work on the rebuilding of my credit again.
quote:Originally posted by zipperzap
I'd be careful about who you have send financial 'letters of
reference.' I'd imagine there are more than a few here who
would be the last nails in your 'loan coffin' - especially
if their credit is checked out.
Good luck.
I second what Zipper said.
Think of all the spammers and scam artist that hit this site every day. Any one of them or any one on this board could do you a world of hurt as a character reference. Just because you have been here awhile and have met a few good people. Can you honestly say that you know 90% of the ones that post here?
What if I went on that site and wrote that *_r_done tried to seduce some of my domesticated farm animals while he visited me one hunting season? People could say anything just for the heck of it.
I just found found out that a person cannot put down anything bad on the reference letter as I have to approve the letter before it is published.[;)]
when was the last time you checked your score?
Look into it before going through a third party.
how long ago did your ex do this?
when was the last time you checked your score?
Last I checked about 3 months ago it was like a 535.
I know that paying this off will not improve it but I do currently have a couple of credit cards that I charge a small amount too every month and pay them off in full which will help.
Also by showing no outstanding balances I will be more likely to get credit.
No matter what it will be a long road to get it all cleared up but I will. I do no want to file bankruptcy due to the fact that I really do not owe that much to warrent that.
I really kinda messed up on this whole deal myself because I did not think they could hold me responseable for her stuff. But I found out I was wrong about that![:(]