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What to do about used car saleman? Rant!

drsckdrsck Member Posts: 992
edited June 2008 in General Discussion
I've been looking around the net at various nearby used cars, both private owners and lots. Found one lot that seemed to have prices a little bit more reasonable (i.e. lower) than the others. Went to the lot and looked around. Found one that I could live with and then found a "salesman". Now the price was on the window--$8,500--and I was willing to give that much so there really was not much to discuss. I just had a few questions and wanted to take it for a test drive as well as have my mechanic check it out. So I asked the "salesman" if I could take it for a test drive, have it checked out and be back in 2-3 hours, to which he said, "no problem, just leave your credit card." Well.... I was a little reluctant but went ahead and did so. Mechanic says it's ok and it drives ok. So I go back to the lot to make the deal. Find the "salesman," tell him I'll take it and hand him the cash. The real problems begin here! He says the company, a local Ford dealer, can't take cash. Well, things have changed a little since I bought my last car, so I say "fine, I'll give you a check." He refuses that too. Then, in the course of our "discussion" I find out that the price on the window isn't really the price but the cost of leasing it for four years. Who in their right mind would lease a two year old used car?????????? So I get my credit card back and leave. Get home and begin to have a really bad suspicion so I call the credit card company. You guessed it, the jerks put a $150 charge on my credit card. Needless to say, the local Ford dealer won't be making a sale, and I won't ever bother looking at another Ford. My question is whether all this "stuff" I experienced today is now the norm when it comes to buying a car?

Comments

  • IdahoboundIdahobound Member Posts: 20,587 ✭✭✭
    edited November -1
    I have been looking and test driveing a number of cars the last couple of months and have never been ask for a C.C.
  • tazzertazzer Member Posts: 16,837
    edited November -1
    what was the 150 charge for ????
  • Horse Plains DrifterHorse Plains Drifter Forums Admins, Member, Moderator Posts: 40,245 ***** Forums Admin
    edited November -1
    Turn them in for cc fraud! Today!
  • Gregor62Gregor62 Member Posts: 3,144 ✭✭✭✭
    edited November -1
    quote:Originally posted by drsck
    I've been looking around the net at various nearby used cars, both private owners and lots. Found one lot that seemed to have prices a little bit more reasonable (i.e. lower) than the others. Went to the lot and looked around. Found one that I could live with and then found a "salesman". Now the price was on the window--$8,500--and I was willing to give that much so there really was not much to discuss. I just had a few questions and wanted to take it for a test drive as well as have my mechanic check it out. So I asked the "salesman" if I could take it for a test drive, have it checked out and be back in 2-3 hours, to which he said, "no problem, just leave your credit card." Well.... I was a little reluctant but went ahead and did so. Mechanic says it's ok and it drives ok. So I go back to the lot to make the deal. Find the "salesman," tell him I'll take it and hand him the cash. The real problems begin here! He says the company, a local Ford dealer, can't take cash. Well, things have changed a little since I bought my last car, so I say "fine, I'll give you a check." He refuses that too. Then, in the course of our "discussion" I find out that the price on the window isn't really the price but the cost of leasing it for four years. Who in their right mind would lease a two year old used car?????????? So I get my credit card back and leave. Get home and begin to have a really bad suspicion so I call the credit card company. You guessed it, the jerks put a $150 charge on my credit card. Needless to say, the local Ford dealer won't be making a sale, and I won't ever bother looking at another Ford. My question is whether all this "stuff" I experienced today is now the norm when it comes to buying a car?


    Don't let this linger. That dealership is not towing the line. Keep all your paperwork, and forward copies of this activity to your Attorney General. Advise your C.C. company of the situation immediately. Good luck!
  • buschmasterbuschmaster Member Posts: 14,229 ✭✭✭
    edited November -1
    "liquidated damages". if you decide not to buy the car, they keep it. they used to do that with cash you give them and you sign something, but nowadays it looks like it's easier to do that with a credit card and not tell you what they're doing. which, if you didn't sign anything, you may be able to dispute the charges with your cc company, cuz you didn't agree to that.

    back in the days of cash-and-signature, I put down 200$ on a 81 camaro to think about it for 3 days. "we wouldn't keep it, it's just a formality!" so I did it. I thought about it. I didn't buy it. and they kept it. &*^&*#*(#*()# one other dlr asked to sign over the title to my car for a test drive. by that time I knew better and walked out without any further conversation.

    if you don't know their tricks, you get jacked. the younger and dumber you look, the more stuff they're going to try on you.
  • moonshinemoonshine Member Posts: 8,471
    edited November -1
    dispute the cc charge.
  • KodiakkKodiakk Member Posts: 5,582
    edited November -1
    Dispute and then turn the crook into the cops. I've never heard of such a thing, and personally I'd be down at that junk sellers lot with my hands wrapped around his bleening neck.
  • Sig220_Ruger77Sig220_Ruger77 Member Posts: 12,754 ✭✭✭
    edited November -1
    quote:My question is whether all this "stuff" I experienced today is now the norm when it comes to buying a car?

    Definitely not. No doubt you are going to run into to people or companies like that, however, when I purchased my Saturn Vue a few months ago, I was very impressed with the way I was treated. I first started out checking all of the car lots in the area to get an idea on prices and exactly what I wanted in a vehicle. Later that day I went back to the Saturn dealership to testdrive an 05' Saturn Vue. The salesman hands me the keys, goes over all of the instrumentations, etc. and tells me to be back by 6pm because thats when they close. I looked at the clock, it said 3:30. I said, "Your going to let me testdrive it for 2:30 hours?". Yep, just don't drive wrecklessly he said. So, I test drove in and really liked it, but wasn't 100% sure I was ready for it financially. I told him and the manager that and within seconds the manager throws me the keys and tells me I have the weekend to decide.[:0] I thought that was pretty cool considering I am only a 22 year old kid who doesn't make a ton of money.[8D] Drove it for the weekend and ending up buying. Point is, I was treated very well by them. In the end, it was all so they could get a sale, but that is fine be me.

    BTW, the salesman who sold me the car has given me a couple of call since I bought the Vue just to ask how it is running, etc. Pretty neat.

    Jon
  • allen griggsallen griggs Member Posts: 35,702 ✭✭✭✭
    edited November -1
    Just two months ago I got my fiancee a beautiful used car through these guys. There are hundreds of thousands of cars advertised here.

    http://www.autotrader.com/

    Three years old, still under factory warranty, one owner, all maintenance records in the glove box.
    That is one big drawback of buying a used car from a dealer, they routinely take all maintenance records from the glove box and throw them away.

    Also I bought my great 8 year old 4WD pickup through Autotrader, 3 years ago. Flawless vehicle.

    No sleazy car salesmen, no sales tax.
  • leadlead Member Posts: 2,311 ✭✭✭
    edited November -1
    I worked, briefly, for a car dealer that was about as shady as the one you went to. Enough people went to the attorney general's office about the place that if finally got shut down. File a complaint with the a.g.'s office, the better business bureau, and then send a letter to Ford letting them know what you're doing and why.
    By the way, right after the dealer I worked for shut down, all those slimy salesmen were working at other dealerships in the same town. It's a sad business.
  • FatstratFatstrat Member Posts: 9,147
    edited November -1
    Absolutely the 1st thing to do is file a dispute on the charge w/your credit card company.
    Happens all the time and is there for just such occasions.
    I use credit card to buy milsurp guns online and have had occassion that item received was in far less desireable condition than advertised.
    Contacted seller who said "Gee, so sorry, but can't do anything."
    Contested charges changed thier minds to a more equitable for BOTH parties outcome.
  • kimberkidkimberkid Member Posts: 8,858 ✭✭✭
    edited November -1
    quote:Originally posted by MT357
    Turn them in for cc fraud! Today!
    +1
    I've heard of this kind of "pricing" but haven't seen it in our area ... but then I haven't been looking for it either.

    As to the credit card charge, that was just wrong. If you didn't sign the receipt they have no chance of making it stick.

    We get a copy of your drivers license and insurance card ... there is no reason to need anything more than that ... if the salesman suspects joy-riding, or the customer isn't familiar with our area or something like that, the salesman goes on the test drive.
    If you really desire something, you'll find a way ?
    ? otherwise, you'll find an excuse.
  • nunnnunn Forums Admins, Member, Moderator Posts: 36,085 ******
    edited November -1
    If some car salesman asked me for a credit card, I would simply leave. I learned a long time ago to not fall in love with a car I don't own. There is another one just down the road where I don't have to expose myself to a fraudulent charge just to test drive it.
  • non mortuusnon mortuus Member Posts: 649 ✭✭✭✭
    edited November -1
    quote:Originally posted by tazzer
    what was the 150 charge for ????


    So this place charges to test drive or what?[:0]
  • GotteskriegerGotteskrieger Member Posts: 3,170 ✭✭
    edited November -1
    Like someone told me earlier,"they have to make a profit". Car dealers are scum![:(!]
  • 1911a1-fan1911a1-fan Member Posts: 51,193 ✭✭
    edited November -1
    nope not a chance absolutely no one will ever hold my cc, when buying a car I hold the cards not them, if my dl is not good enough then jump in or i just leave
  • drsckdrsck Member Posts: 992
    edited November -1
    Thanks folks. I've filed a dispute on the cc charges. One of the things that no body mentioned was the payment situation. Do dealers still take cash or do I have to do the check thing? I know that transactions over 10k have to be reported and that doesn't bother me. But when the dealer told me they don't take cash and then wouldn't take a personal check either, I was sort of left wondering what they would take. I've called around town and learned that this dealer specializes in shady finance deals, so in looking back on the whole situation, I think that they expect everyone to finance everything. I'm off to look at Saturn Vue and Chevy Equinox. Thanks again for your thoughts and support. Steve
  • cowdoccowdoc Member Posts: 5,847 ✭✭✭
    edited November -1
    never heard of a dealer not taking a check.....or cash for that matter...i have wrote 5 figure checks some nearing 6 figures and never had a dealer not want to take a check....but thats was mostly for farm equipment though
  • tazzertazzer Member Posts: 16,837
    edited November -1
    they would not take cash because they want you to finance it so they can make even more money form kick backs
    the dealers hate me coming because I have my finance allready lined out and they cant make any more money off me [}:)][}:)]
  • MFIMFI Member Posts: 7,899 ✭✭✭
    edited November -1
    Mr Griggs how you getting around not paying sales tax ? Is that a state thing ? In NY once you go to register the used car you bought out of state they ask for receipt of sale and you pay sales tax on that amount before you can register the car. If you bought a 03 Vette and the guy you bought it from "doctors" your sales receipt and says $1000 you bought it for , then they look up price in NADA and charge you sales tax on the 'going rate' for that particular vehicle.
  • beantownshootahbeantownshootah Member Posts: 12,776 ✭✭✭
    edited November -1
    If you dispute the charge with your CC company, they'll cancel it. The credit card companies are aware of these used car dealership shenanigans, and the dealer doesn't have a leg to stand on here.

    Just make sure to do it *in writing. *BRIEFLY* tell the CC company what happened, and ask for them to void it. They'll most likely do so with no questions asked.

    Don't forget to report this dealer to the State attourney general's office and the Better Business Bureau.

    I can see not wanting to take a personal check (because it could bounce), but a certified check ought to be just fine.

    If a dealer refused to take a certified check, I'd walk.

    I could also see why an honest dealer might be reluctant to accept a large sum of cash, because most people don't walk around with thousands of dollars of cash on their persons, and that kind of cash reeks of drug or laundered money.

    But there isn't any legal reason why they couldn't do it. If you said, "Take this cash or I walk" they'd probably take it.
  • SperrySperry Member Posts: 5,006 ✭✭✭
    edited November -1
    No one has to accept cash for a debt not yet incurred.

    To put it another way: In some jurisdictions legal tender can be refused as payment if no debt exists prior to the time of payment (for example, where the obligation to pay arises substantially contemporaneously with the offer of payment).[:D]

    However, a bona fide operation would have a way to verify checks.
  • Colonel PlinkColonel Plink Member Posts: 16,460
    edited November -1
    Lordy how times have changed.
    Last time I bought a car, they would've negociated the price down to take cash.

    In this small town, I can't think of a dealer that I couldn't trust with my credit card. Or one I'd have to leave my credit card with to take a test drive.

    jesus what a scam...
  • bhale187bhale187 Member Posts: 7,798
    edited November -1
    quote:Originally posted by MT357
    Turn them in for cc fraud! Today!

    +1, he made an unauthorized charge to your account
  • HAIRYHAIRY Member Posts: 23,606
    edited November -1
    Was this guy advertising he was a Christian dealer? [;)]
  • allen griggsallen griggs Member Posts: 35,702 ✭✭✭✭
    edited November -1
    quote:Originally posted by MFI
    Mr Griggs how you getting around not paying sales tax ? Is that a state thing ? In NY once you go to register the used car you bought out of state they ask for receipt of sale and you pay sales tax on that amount before you can register the car. If you bought a 03 Vette and the guy you bought it from "doctors" your sales receipt and says $1000 you bought it for , then they look up price in NADA and charge you sales tax on the 'going rate' for that particular vehicle.


    It must go state by state.
    In North Carolina you don't have to pay sales tax on a vehicle bought from a private individual, but you do have to pay sales tax on a vehicle bought from a used car lot.

    In Georgia, about 12 years ago the governor got a law passed that required sales tax to be paid on cars bought from private individuals and he caught quite a bit of flack about it. The law was revoked several years later.
  • NeilTheBritNeilTheBrit Member Posts: 390 ✭✭✭
    edited November -1
    Don't know what State you live in, but here in New Mexico that's credit card fraud. Tell the credit card company what happened, file a criminal complain with the white collar crime unit of your City or State police, and ask your City Council to revoke the car dealers business license.
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