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3% Fee for purchase .. CC
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Member Posts: 69,529 ✭✭✭✭
Just bought a 25 dollar item. 3% CC charge is .75 cents. Easier to pay the .75 cents extra instead of paying for and mailing a USPS money order 2000 miles and paying for the postage with a chance the USPS loses it getting there.
Comments
when you use a CC?
Does your food store charge you 3% more on that package of steaks
when you use a CC?
The food store does it the easy way. They charge you 3% more whether you use a CC or not. It's built-in to the price. You're paying for using the card, might as well use it.
Encourage sellers to accept Dwolla. Their cost to accept payments is FREE for charges under $10 and 25 cents for anything over. We recently added the ability for sellers to pay us by Dwolla and if that goes well we will add it to checkout. There were several other similar providers but at the end of the day they turned out to be scared of guns.....
(Here's a hint sellers. Our rates will be going up at some point in the not too distant future since they have been the same since we started in 1999. Sellers that choose to pay us via ACH, Check or Dwolla will get to keep the existing rate structure..... )
Whenever I pay the government online with a credit card they charge me a convenience fee for using a credit card.
Yes, but if I mail them a check for my tag, I still get hit with a fee for mailing my tag. Georgia has us bent over. Luckily there is a tag office near me that rarely has a line and BONUS there is a waffle house right next door. I can go do my tag business there, pay cash and not get stiffed with extra fees and then have some breakfast afterward with the money I saved. [:)]
quote:Originally posted by MVP
Whenever I pay the government online with a credit card they charge me a convenience fee for using a credit card.
Yes, but if I mail them a check for my tag, I still get hit with a fee for mailing my tag. Georgia has us bent over. Luckily there is a tag office near me that rarely has a line and BONUS there is a waffle house right next door. I can go do my tag business there, pay cash and not get stiffed with extra fees and then have some breakfast afterward with the money I saved. [:)]
And that gentlemen is why he is the Capt!
Personally I think it is bad marketing. Don't charge me extra for a cc, give me a discount for other methods.
Encourage sellers to accept Dwolla. Their cost to accept payments is FREE for charges under $10 and 25 cents for anything over. We recently added the ability for sellers to pay us by Dwolla and if that goes well we will add it to checkout. There were several other similar providers but at the end of the day they turned out to be scared of guns.....
(Here's a hint sellers. Our rates will be going up at some point in the not too distant future since they have been the same since we started in 1999. Sellers that choose to pay us via ACH, Check or Dwolla will get to keep the existing rate structure..... )
+3% {[;)]}
In my auto parts/speed shop of many years ago, I loved it when a big
buyer asked, "any discount for cash?"
SURE!!! I was glad to give give 2 or even 5% off on big sales.
I love the sellers that have a competitively cheaper price, free shipping, and no credit card upcharge...interestingly many of those are the top sellers on GB [8D]
Just bought a 25 dollar item. 3% CC charge is .75 cents. Easier to pay the .75 cents extra instead of paying for and mailing a USPS money order 2000 miles and paying for the postage with a chance the USPS loses it getting there.
BTW when buying something cheap the obvious choice is to pay the 3% upcharge. [;)]
https://www.dwolla.com/
So one is paying normal price for an item. Money orders cost 1 something at the post office, plus what ever a stamp cost now, the envelope, trip to the post office and the chance. Chance the seller doesn't get the m/o.
Personally I think it is bad marketing. Don't charge me extra for a cc, give me a discount for other methods.
Encourage sellers to accept Dwolla. Their cost to accept payments is FREE for charges under $10 and 25 cents for anything over. We recently added the ability for sellers to pay us by Dwolla and if that goes well we will add it to checkout. There were several other similar providers but at the end of the day they turned out to be scared of guns.....
(Here's a hint sellers. Our rates will be going up at some point in the not too distant future since they have been the same since we started in 1999. Sellers that choose to pay us via ACH, Check or Dwolla will get to keep the existing rate structure..... )
I agree I always ask for a cash discount[;)]
As long as the 3% fee is posted on the auction I have no problem with it but I can tell sellers that the ones who post NO CREDIT CARD FEE get more of my business.
When I buy a gun I like to get the money in the hands of the shipping person as fast as I can, I know my FFL will be there the same day. If I can pay by CC or use GB checkout I much prefer that over going to buy a money order and having to wait until it reaches the seller.
As long as the 3% fee is posted on the auction I have no problem with it but I can tell sellers that the ones who post NO CREDIT CARD FEE get more of my business.
Now THAT"S a sensible outlook.[8D]
Personally I think it is bad marketing. Don't charge me extra for a cc, give me a discount for other methods.
Encourage sellers to accept Dwolla. Their cost to accept payments is FREE for charges under $10 and 25 cents for anything over. We recently added the ability for sellers to pay us by Dwolla and if that goes well we will add it to checkout. There were several other similar providers but at the end of the day they turned out to be scared of guns.....
(Here's a hint sellers. Our rates will be going up at some point in the not too distant future since they have been the same since we started in 1999. Sellers that choose to pay us via ACH, Check or Dwolla will get to keep the existing rate structure..... )
Spot on!
Dwolla is the way to go. Most people have never heard of it. It is a great way to do ecommerce.
What is going on in GA. Did they pull a California and pass some kind of new odious tax law?
When I buy a gun I like to get the money in the hands of the shipping person as fast as I can, I know my FFL will be there the same day. If I can pay by CC or use GB checkout I much prefer that over going to buy a money order and having to wait until it reaches the seller.
As long as the 3% fee is posted on the auction I have no problem with it but I can tell sellers that the ones who post NO CREDIT CARD FEE get more of my business.
I do too, but I definitely look for No CC fee dealers first...it cost me $8.00(MO and postage) to mail out a USPS money order certified mail so I can keep track of it. That is half what the 3% upcharge CC fee would have cost on my current purchase.