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Lost gun
dodge69
Member Posts: 949 ✭✭
I recently moved and seem to have somehow lost a gun in the process. What is the first thing I should do??
Thanks,
Thanks,
Comments
jl45
NRA Life Member
I have had a gun come in late both shipping and receiving but nothing like this. What do you guys feel is a reasonable amount of time for me to request my money back.
Its not the seller's fault....you should hold the responsible party 100% to blame and expect to get your money from the insurance claim.
BINGO!!
Apparently some of you have never had a lost gun or had one damaged in shipping. Even though The seller charged the buyer to put insurance on the gun the seller is the named insured. The shipping company will not disclose to you if they settled with the seller or not or how much they paid. In the shipping companies eyes you have no insurable interest while the gun was being shipped. Even if the gun is delivered to you it is up to the seller to settle the claim for any damage. They will ask you to keep all the shipping material so they can inspect it but they will not pay you. If the gun is lost they will pay the seller not you.
The only way you will receive any money would be if the seller was to pay you. Most of the time a damage claim is denied because of poor packing.
I buy my own insurance which covers the gun from the time the check is cashed, and it includes coverage for shipping and is added to my master policy for all my guns.
Both of these are being processed....the post office has denied the claim, appealed three times and both have been sent (in writing) on to customer relations. They never just pay the claim....not once....not ever. Still.....both customers understand that it is not my fault and the claims are going to eventually be taken care of. They both have the claim numbers and have been able to check on things using that number.
In all cases that this happens the customer is paid as soon as the claim is processed. Its crazy that they are allowed to do things this way. I wish someone would start a class action suit against the postal agency over denied claims.....I'm sure there are a LOT of valid claims that are denied every day and not everyone jumps through all the hoops they put people through to get it paid.
This is a common misunderstanding, I have a claim against you and your insurance company does not pay. That does not mean you do not owe the claim. All it means is your insurance for some reason excludes the coverage. For example poor packing. The processing of a claim has nothing to do with when a claim is paid. You owe it you pay it and collect from your insurance company
is was not your fault, the claim is against you not your insurance company, "shipping company". The claim number means absolutely nothing to them other than the fact your coverage has been denined.
"shiping company'
Fact is the gun was at the FFL since the 7th.
So you got the gun?
If you want a real treat try to talk to someone to report a package that has not been delivered. Most of the people can speak English problem is they do not understand it. They could not understand why I had a package being sent to me going to a different address, the FFL.
When packages get lost or mis-delivered by USPS UPS or FEDEX it is a crap shoot what will finally happen about it.
It seems to me if the USPS is so hard to deal with on claims then why use them? Are UPS and Fed Ex just as bad?
For some reason a large number of sellers require payment buy USPS which according to what I have been told is the most counterfeit money order out there. My bank will not take one if you do not have an account with them and a balance high enough to cover it. It will not post until it clears. I use a credit card when possible.