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Free Credit Reports

asopasop Member Posts: 8,979 ✭✭✭✭
in General Discussion

Anyone acquire their's on the net? Many to choice from and they all ask for your SS# obviously. Just somewhat leary here. Thanks

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Comments

  • dcon12dcon12 Member Posts: 32,015 ✭✭✭✭

    Why would you need a credit report? Everyone here is 850 or better! Don

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  • Rocky RaabRocky Raab Member Posts: 14,438 ✭✭✭✭

    I get them free through USAA. Many banks also offer access to your score if you have an account there. I generally ignore them because they seldom change for me. Retired, no debt, few expenses, steady income. Hit 850 once, but have settled into 825 month after month. Yawn.

    I may be a bit crazy - but I didn't drive myself.
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  • Ruger4meRuger4me Member, Moderator Posts: 3,802 ******

    I've been using kredit karma for years, no issues and unlike dcon12 says, I only got a 829 score...

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  • Bubba Jr.Bubba Jr. Member Posts: 8,304 ✭✭✭✭

    I have a Discover Card. In addition to the bill, it also gives us our credit score. It was 830 this month. It may vary month to month, but usually no more than 5-6 points.

    Joe

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  • BobJudyBobJudy Member Posts: 6,630 ✭✭✭✭

    I've been signed up with Credit Karma for 3 or 4 years and get periodic emails about every month. So far so good. I signed up after one of my cards was hacked and while I wasn't liable for any of the erroneous charges it made me want to keep a little closer eye on things. My score is about the same as Mr Raab's, probably for the same reasons. I don't really care what my score is because I don't plan on borrowing but I also hate thieves and if I get hacked again, I want to cancel that card as fast as possible to cut off their freebies. Bob

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  • Ditch-RunnerDitch-Runner Member Posts: 25,233 ✭✭✭✭

    we use capital One CC for just about everything at end of each month with the bill include our score and it does go up and down a few points each month but not enough to really change any thing also get bonus points and turn them in for prepaid cards . pay it off every month its a good deal

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  • JunkballerJunkballer Member Posts: 9,286 ✭✭✭✭

    Why worry about a credit score ??...the bank or lender will let let you know if your good or not, that's their tool. There's way too many other things in my opinion to worry about in this life.

    "Never do wrong to make a friend----or to keep one".....Robert E. Lee

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