Submitted all of the info to the insurance. I HOPE to hear some numbers very soon.
Locust Fork
Member Posts: 32,000 ✭✭✭✭
It has been trying, to say the least. The day I found the tree had fallen on the house was SO crazy and VERY stressful. Then, the ball got rolling on what had to happen. Contacting the insurance....getting a pod delivered....pictures pictures pictures....getting the "ok" to have a clean up crew come out and get things enclosed so more damage didn't happen...pictures pictures pictures....the list of damaged items....quotes from everyone imaginable....THE DANG CATS being in a strange home.....getting into a new routine with my son being here with us which has been a lot less stressful than I thought it would be....now the waiting.
We are looking at nearly $80,000 in submitted damages and loss. I have NO CLUE what they are going to come back with.
A funny thing that happened yesterday....my son was sleeping, my husband noticed the caller ID on the phone said my son's name when it rang. Larry answered, somewhat confused, and had to tell my son it was NOT him blaring rap music outside. Larry looked out and saw the FedEx truck was here. Too funny.....getting chewed out by our son for "rap music" waking him up....and he thought it was us. Too funny.
Comments
I hate waiting for insurance. It's like being on pins and needles. Make sure to remind Toby Xyla would love to come over lol
"Independence Now, Independence Forever."
John Adams
Good luck
I can say our insurance company and service has been better than I could have guessed over the years
They have stepped up and suprized me at ever claim we have sumited
From storm damage to fires
I hope you fare better than I have Kasey. I've been paying Allstate since I was discharged from the Army in 10/1965. There has never been a problem with them cashing my payment checks for multiple homes and cars/trucks. About 5 years ago I had a large tree branch fall on the roof of one of my rentals. Not nearly as much damage as you have - less than $10K. This was my first homeowner's claim and I asked my agent how to find someone for repairs. I was told that the adjuster will suggest a company. Turns out that the adjuster was from Texas and on assignment here because central IN had so many storm claims. I think my agent is only here to receive a portion of my Allstate payments.
Here's to hopin' your insurance takes good care of you.
Glad your son's reintegration to your home is going better than expected.
Cheers Kasey.
And fiery auto crashes
Some will die in hot pursuit
While sifting through my ashes
Some will fall in love with life
And drink it from a fountain
That is pouring like an avalanche
Coming down the mountain
In December 2021, the tornado that came through the town where my office is damaged my office. Not destroyed it but damaged it sufficiently that I permanently changed locations. The insurance company sent out an inspector from Michigan. I am in Arkansas. I took him to the building and left. I got a call about three days later and said the inspector would have to come back. I asked why and was told the inspector did not have a long enough ladder to get on the roof. He only had an expandable 8 ft ladder and needed a 16 ft extension ladder. I laughed and asked the customer service rep why the inspector did not ask me if I had one or knew where we could borrow one, or even buy one at the local hardware store. I bet it cost them more than a $250 ladder for him to fly back to Arkansas from Michigan the next week. He flew into Memphis and met up with a fellow inspectpr he knew and borrowed the extension ladder from him.
Is it tornado season? If so double payout a coming?
We spent days compiling a list of items, replacement values, and sources. Submitted $125,000 claim to insurance. Their response: You go ahead and replace items and turn in your receipts, we'll REVIEW these and compensate for those we deem acceptable. Here's $25,000 to get you started (but don't spend it until you have 25K in receipts). So far, none of the receipts have been deemed acceptable and the initial $25K is long gone.
Never take a check that isn’t full compensation.
My son has same Insurance Company. His exact same two words when I paid his premiums for two years when he was unemployed.-------------Ray
Today I will attempt to get an answer about removal of the home. If I can, we will be lining up offers to deal with this thing and hopefully get a clear place to put another home in when we do get the settlement payment. For now, whatever needs to happen I'm trying to keep the ball rolling to get everything done asap. If I get the go ahead, I've got a couple people that want to look at the damaged home and make offers. The person that can pay and guarantee the removal will be the person that I go with. I hope to get enough just to pay for the porches to be replaced....HOPEFULLY the insurance will give enough for a replacement home. With the claim including the porch, damaged contents and tree removal....surely we are looking at a claim that will pay for just the small home to be replaced.
I pray you get all you are hoping for Kasey.
Prayers Kasey for e everything. Medical, diets, and this also
"Independence Now, Independence Forever."
John Adams