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Latest drama...wrecked the Highlander, I'm ok, just frustrated...raining & dog in the road..totalled

Locust ForkLocust Fork Member Posts: 31,994 ✭✭✭✭

A few days ago it was storming pretty bad.....I had met my brother and my aunt for dinner, on the way home I decided I didn't have enough bullcrap going on and I was due for a new story to post here on the forums. 😏

So, I was going around a curve...slowed down....came out of the curve, started to speed back up and a dog was standing in the middle of the road. My "cat like" reflexes made me stomp on the breaks...its a mystery what happened next because the next thing I knew I was sitting on my side with no clue what just happened.

Never in my wildest dreams would I believe a car could get this messed up going the relatively slow speed I was going....but it was pretty bad. I'm almost certain they will total it. I cannot imagine it will be able to be fixed.

So, I borrowed my mother in law's car to get my Florida errands done and I'm gathering what info I can about the value of the car. The "blue book" is pitiful compared to what they actually sell for....so I'm certain I'll have some back and forth with the insurance to do.



LOCUST FORK CURRENT AUCTIONS: https://www.gunbroker.com/All/search?Sort=13&IncludeSellers=618902&PageSize=48 Listings added every Thursday! We do consignments, contact us at mckaygunsales@gmail.com
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Comments

  • GrasshopperGrasshopper Member Posts: 16,980 ✭✭✭✭

    Well, I can say that is totaled and I am not an agent. Glad you are safe.

  • boogerbooger Member Posts: 1,459 ✭✭✭

    Dadgummit, that's a mess. Glad you're okay. Good luck with the insurance hassle.

  • jimdeerejimdeere Member, Moderator Posts: 26,150 ******

    Is the dog ok?

  • BobJudyBobJudy Member Posts: 6,630 ✭✭✭✭

    Whew! Glad you are o.k.!

    Looks totaled to me. Avoiding a head on collision about 15 Years ago I rolled my Blazer and it didn't look as bad as that. Insurance company totaled it without any argument on my part.

    Don't be surprised if you are a bit stiff and sore tomorrow as it took a couple of days for me to develop some aches after the rollover. Bob

  • dreherdreher Member Posts: 8,882 ✭✭✭✭

    I will brake for animals but I will not swerve for animals. Just for reasons like this. There is enough damage there you could have been badly hurt or worse. A stray dog or someone's pet is not worth you getting buggered up.

  • William81William81 Member Posts: 25,336 ✭✭✭✭

    Sorry about the situation Kasey.....But happy you are OK..

  • NeoBlackdogNeoBlackdog Member Posts: 17,179 ✭✭✭✭

    Glad you're okay, Kasey. The car can be replaced. You, on the other hand, can't!

    Any word on the dog?

  • Ruger4meRuger4me Member, Moderator Posts: 3,789 ******

    Glad only the vehicle was hurt, do you have the box so you can return it? 🤣

  • montanajoemontanajoe Forums Admins, Member, Moderator Posts: 59,950 ******

    Well Damm. Glad you're OK, the car crumpled but still protected the precious cargo inside, job done. Yep, looks total to me too. As said, it can be replaced.

  • Kevin_LKevin_L Member Posts: 2,011 ✭✭✭✭

    You can buff that out. I'm sure of it.


    VERY glad you're OK.

    🇺🇲 "The tree of liberty must be refreshed from time to time with the blood of patriots and tyrants." - Thomas Jefferson 🇺🇲

  • Horse Plains DrifterHorse Plains Drifter Forums Admins, Member, Moderator Posts: 40,032 ***** Forums Admin

    Wow, so glad you're ok.

  • Butchdog3Butchdog3 Member Posts: 938 ✭✭✭✭

    Some one was watching over you

  • waltermoewaltermoe Member Posts: 2,296 ✭✭✭✭

    Glad you’re ok. So what caused the damage, did you roll the car or just go into a ditch?

  • Locust ForkLocust Fork Member Posts: 31,994 ✭✭✭✭

    I swear...after slamming the breaks on I cannot tell you one thing that happened. It was over before I knew what was going on. There wasn't a ditch...just wet roads and a dog that disappeared. It happened last week. I had some seat belt marks, but nothing more. My legs are a bit stiff.....but I think that's mostly from squatting in my car while trying to figure out how to get out of the crazy thing. People kept running up to the window and running away. I couldn't hear what anyone was saying because of all the rain and blinking lights going off in the car. Finally they got the rear hatch open and I got out that way.

    LOCUST FORK CURRENT AUCTIONS: https://www.gunbroker.com/All/search?Sort=13&IncludeSellers=618902&PageSize=48 Listings added every Thursday! We do consignments, contact us at mckaygunsales@gmail.com
  • waltermoewaltermoe Member Posts: 2,296 ✭✭✭✭

    Ok I got it pictured now. Coming too, the cars on its side. Had to be like waking up in the twilight zone. Glad nothing more serious than a stiff leg.

  • Ditch-RunnerDitch-Runner Member Posts: 25,220 ✭✭✭✭

    glad your OK bottom line other then frustration and now having go the mess of the insurance company.

    I know its difficult to over come instincts when in such a situation come up


    as for me every wreck I have had ( and not bragging trust me ) I had my share and many more

    for me time almost stand still at least in slow motion in every wreck I have been in .

    I know they have some scientific explanation of how our brain perceives it

    any every one is different


    I hope the car was not full of gun boxes 😁

  • JimmyJackJimmyJack Member Posts: 5,489 ✭✭✭✭

    Wine a;t dinner can make those dogs look pretty big!

  • Butchdog3Butchdog3 Member Posts: 938 ✭✭✭✭
    edited January 28

    Mushrooms can do the same thing.

    Are you sure it was not an alien abduction?

    D-R may have nailed it, shifting gun boxes

  • Lady Rae Lady Rae Member Posts: 2,343 ✭✭✭✭

    I'm glad you are ok Kasey 😘 We seem to know the old saying When it rains it pours.... Litterly

    "Independence Now, Independence Forever."

    John Adams

  • brier-49brier-49 Member Posts: 7,088 ✭✭✭✭

    Glad you're OK

  • tnrangertnranger Member Posts: 440 ✭✭✭✭

    Or in the words of Rosanne Rosannadana (SNL), "It just goes to show, it's always something." Glad you're Okay!

  • SW0320SW0320 Member Posts: 2,519 ✭✭✭✭

    Glad to hear you are okay.

    Went thru head on by drunk driver in 2020. Totaled my wife’s Lexus. We got a good payout from insurance but no where the amount the car was really worth.

    The problem is insurance companies still use the old depreciated value method to determine car value. Now many cars last long after their depreciation life.

  • Toolman286Toolman286 Member Posts: 3,209 ✭✭✭✭

    Looks like the air bags went off. I responded to a minivan that got T-boned & rolled by a tandem dump truck. When I asked where the driver's body was, I heard, "Here I am." 🙄 Not a scratch & he only commented that his good pen got broken. Air bags are life savers. Glad you're OK.

  • yoshmysteryoshmyster Member Posts: 21,858 ✭✭✭✭

    First there can be only one.

    If the air bags deployed then you got knocked the buck out.

    Say did you buy the Conner/Dunkan MacLeod back in the crazy used car market?

    I was told once by a CHP to hit anything smaller than a lab. But this was way back when bumpers were steel.

  • Rocky RaabRocky Raab Member Posts: 14,431 ✭✭✭✭

    Glad you're fine. Highlanders are great - and very safe.

    I may be a bit crazy - but I didn't drive myself.
  • Locust ForkLocust Fork Member Posts: 31,994 ✭✭✭✭

    I lucked out and had bought my car just before all the craziness started. They have been trying to get me in to trade it back in for the past year....saying ridiculous things like "you'll get more than your payoff in credit if you would like to trade it in on a NEW car." Who wouldn't jump on that offer. The idea that I'd trade it in for half what it was worth to start paying on a NEW thing was comical.

    I was very happy with the Highlander.....if I can't get the Grand Highlander I'll probably start shopping for another one like I had. Hopefully I can get the insurance to be reasonable and I'll get what I want.

    LOCUST FORK CURRENT AUCTIONS: https://www.gunbroker.com/All/search?Sort=13&IncludeSellers=618902&PageSize=48 Listings added every Thursday! We do consignments, contact us at mckaygunsales@gmail.com
  • Rocky RaabRocky Raab Member Posts: 14,431 ✭✭✭✭

    The issue with the new Highlanders is that you can only get the turbo 4-cyl. It's a brand new engine design, and they say it's great. But....

    I may be a bit crazy - but I didn't drive myself.
  • waltermoewaltermoe Member Posts: 2,296 ✭✭✭✭

    Nissan has changed direction as well. They have replaced their 2.5 liter engine with a 1.5 liter turbo charged engine. It’s a three cylinder variable compression engine. Someone will have to explain to me how it is variable compression some time. Personally I prefer engines that have proven them selves over time my self.

  • Rocky RaabRocky Raab Member Posts: 14,431 ✭✭✭✭

    Toyota Hybrids are fabulous. We have a pair of 2020 Platinum-level Highlanders. Hers is a hybrid, and that's our road trip car. We fill up every 330-350 miles with less than nine gallons each time.

    Mine is the V-6 and gets 20+ city. Haven't had it on a trip long enough to establish its highway mileage yet.

    I may be a bit crazy - but I didn't drive myself.
  • Locust ForkLocust Fork Member Posts: 31,994 ✭✭✭✭

    .....and the offer has been made from the insurance. It is NOWHERE near what I will accept. We will see where this goes.

    They are about 10K short of anything I would even remotely think was fair. They said they search surrounding areas for comperable prices to get an estimate. I'd run over and buy three of them for that price.

    LOCUST FORK CURRENT AUCTIONS: https://www.gunbroker.com/All/search?Sort=13&IncludeSellers=618902&PageSize=48 Listings added every Thursday! We do consignments, contact us at mckaygunsales@gmail.com
  • tomh.tomh. Member Posts: 3,842 ✭✭✭✭

    Last time I had to deal with a totalled vehicle, the insurance company offered a joke of a settlement. I complained vehemently and they threw in another couple hundred bucks and said "take it or leave it."

    I took it cause what else what could I do? Sue em?

  • Ditch-RunnerDitch-Runner Member Posts: 25,220 ✭✭✭✭

    Good luck

    Hope it works out

    Like most of you I have had insurance company's go well beyond what I thought they would do and came out well pleased .

    and some that were a uphill battle for every nickle

  • yoshmysteryoshmyster Member Posts: 21,858 ✭✭✭✭

    Even if you got to keep the ride what's there to salvage? I suppose you could do NASCAR (I forget right turn or was it left turn?). Be fun on dirt. No fear of scratching the paint.

  • SW0320SW0320 Member Posts: 2,519 ✭✭✭✭
    edited February 1

    In 2020 when my wife’s Lexus was totaled we got a little over 15k fr a 2010 RX350 with 110k on it. A friend who sells used cars said it was good deal. I hate trying to deal with insurance companies. My lawyer is still fighting with the drunks insurance company just to me paid back for all the lost time from work.

  • yoshmysteryoshmyster Member Posts: 21,858 ✭✭✭✭

    SW0320 - 2020 was crazy beginning time for used car resale (home bound folks with free time and government funding to stay home). Adjusted for "insanity" maybe you did well for the ride? I heard prices for used cars are dropping so maybe it's starting to come to pre-covid plus adjustment for 10% inflation?

    Kind a curious if DUI numbers went up in covid lock down? Were bars essential business?

  • SW0320SW0320 Member Posts: 2,519 ✭✭✭✭

    Bars were not essential businesses. In our area bars were closed for almost all of 2020. Several never reopened. Many survived by serving some type of food because restaurants were able to stay open with limited capacity.

    Grocery stores were open and many sell beer so they did a brisk business. With all the extra money and time people had in 2020 I think many were drinking a lot more.

  • Locust ForkLocust Fork Member Posts: 31,994 ✭✭✭✭

    The craziest thing is that they aren't going by the model of the car to determine the extras that are on it. They missed a ton of things this car had because the "appraiser" was just checking off things on a list. The paint being metallic....the tires are 20 inches...the heads up display on the dash....the seats having A/C, not just heated....the steering wheel is heated.....there are about a dozen odd extras they didn't have on the list they are using to determine it's value. So, I'm certain we will see an increase in price once they get that figured out. I'll be getting a lawyer if we aren't in the balpark of what I think is fair. I'm not trying to get them to buy me another car....I understand I will lose some money in all of this, but when I refinance whatever I buy I think I should be able to get in the same level car without starting from square one.

    LOCUST FORK CURRENT AUCTIONS: https://www.gunbroker.com/All/search?Sort=13&IncludeSellers=618902&PageSize=48 Listings added every Thursday! We do consignments, contact us at mckaygunsales@gmail.com
  • claysclays Member Posts: 1,926 ✭✭✭✭

    Been thru this before so, my insurance company offers on NEW vehicles only, for an additional $50 a year, for 3 years, if my vehicle is totaled, no questions asked, they replace it with a new vehicle of same model & equipment. This is with Erie Ins.

  • cbxjeffcbxjeff Member Posts: 17,597 ✭✭✭✭

    Glad to hear that you're OK. You're fortunate to get only seat belt bruises. One of my best friends worked in insurance claims for decades. He said that insurance companies hate to have open claims sitting around for long. He would say that unless you had to have a different car quickly in order to get to work, just wait for a reasonable settlement. Let us know how things go.

    It's too late for me, save yourself.
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