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Did you survive?
bang250
Member Posts: 8,021
The storms! those of you that got hit hope all is ok. My house and family are ok but my garage didn't make it.
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Maybe ben can give me some tips.
faulty worksmanship isn't covered, so don't admit to building that yourself.[:0]
j/k. give me a call when you have the time, and I'll give you a little advice.
Ben
I'm thinkin of attaching to the house this time. We'll see what insurance does then I'll decide what to do.
Notice the "Rat wall" was not attached to the pad. It should have all been one peice or they should have put the ancors threw the pad and rat wall. I didn't do the concrete work but will next time.
Yep its insured but I am a little worried that I can't build that size for what that one cost 5 yrs ago.
i can offer two words of advice to all who will listen
REPLACEMENT COST
make sure your homeowners insurance says that.
couple questions though. Why are the walls not anchored to the slab and why are the corners not tied into each other?
I'd also say that the garage is repairable if need-be. I would definetly anchor the blocks to the pad{rat-wall?} The back wall looks like it got the worst of it. The front and sides look like you could push them back into place and replace the busted studs,sill plate etc.....Rafters okay???? You could probably sandwich any cracked ones...But, If you got good insurance why bother!?!...Hope everything works out for ya!
Glad you guys are ok
couple questions though. Why are the walls not anchored to the slab and why are the corners not tied into each other?
Wish I could answer that.
quote:Rich looks to me like the only reason that garage is still there at all, is all the Sh$%$ ya got in there. thats the only thing that kept it from blowing away... see if ya had more stuff packed to the ceiling ya woulda been all set... seriously I feel bad just trying to make ya smile..
I did have a lot of stuff in there but now it is just a freakin mess, I mean like you can't even walk in there like a tornado went threw or something[;)].
quote: i'm cheap We know taco, we know and easy to right[;)] yep ,Enos made it ok.
quote:Originally posted by bang250
Yep its insured but I am a little worried that I can't build that size for what that one cost 5 yrs ago.
i can offer two words of advice to all who will listen
REPLACEMENT COST
make sure your homeowners insurance says that.
Replacement cost means nothing. Or so I am finding out. It's replacement, minus depreciation and if you have a loan on your place the money goes to the mortgage company then they release only 1/2 til it is 90% complete. How the F are you supposed to get to 90% comlplete with only 1/2 the money?
I need to shoot stuff to release some tension. [}:)][}:)][:(!][:(!]
Of course, insurance varies from state to state, but it sounds like you are getting the shaft.
Bang, that doesn't sound right at all. It does not matter whether or not there is a mortgage on your home or not. If your policy states "Replacement Cost of Other Structures" then it is your insurance company's responsibility to rebuild it. Depreciation should only be aplicable on an ACV policy (Actual Cash Value). You need to go talk to your agent.
Of course, insurance varies from state to state, but it sounds like you are getting the shaft.
The shaft with no reach around. Its ok(sort of) I have a plan.[:D] Took some thinkin' and a comment the adjuster made phone today but it should all work out for me in the end.
Don't let them BAS#ARDS get away with it.[}:)]