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It’s 2020, Internet banking is here!
Dammitboy
Member Posts: 15 ✭✭
I’m always discouraged when I find the exact item I’m looking for on gunbroker and the seller only does business with money orders.
its not even difficult to open a Venmo or Zelle account.
i get that some folks don’t want to deal with credit cards, but electronic banking is incredibly easy and you don’t have to wait in line at the post office or the bank.
Comments
Looks as though you've straightened out your century. Well done.
Seriously, you say that it is easy to do sales using an electronic payment account, but I have a long list of threads from GB sellers- and potential GB sellers, who claim otherwise. A few were so aggressive with the plight, that they ended up being banned.
Mark, I’ve done several transactions on gunbroker using Zelle and dozens on my own with T-shirt sales.
Never had an issue.
I collect rent with Zelle. Never had a problem.
Margaret Thatcher
"There are three kinds of lies: lies, damned lies and statistics."
Mark Twain
I'm sure that Zelle works great with T-shirts, but the issue that Gun Broker venders are having is that Zelles's terms of agreement specifically forbid the service being used for firearms, ammunition, and other "weapons":
Zelle Network® User Service Agreement | Zelle (zellepay.com)
Although I'm sure that people are getting away with it, I'm a Class 3 dealer and I'm taking no chances...period.
Didn’t know about their “terms of service”.
I guess its like paypal - ya take yer chances...
The terms of service is something that everyone needs to read, particularly if money is involved. There are millions of Zelle (or Zelle-like) transactions taking place every day. It is impossible to monitor all of them, but if you get caught with your hand in the cookie jar, the penalty is loss of access to your account. For the buyer this is usually just a minor distraction. For the seller, especially if they are a firearms dealer, this can mean a financial hardship.
P/P has the same sort of terms, look at 2j:
https://www.paypal.com/us/webapps/mpp/ua/acceptableuse-full
Just don't indicate anywhere in the transaction that it is related to a fire arm. Between private individuals I don't see how it can be flagged as a fire arm sale. It is a money transfer.
Now if you are sending the money to "Bob's Bazooka and Gun Emporium"...........it might get flagged.
That sounds like an adult Chuck E. Cheese...where is it located??
One thing I will add for anyone taking credit cards. DO NOT TAKE AMERICAN EXPRESS.....just don't.
We had someone dispute a transaction last month. We went through the whole dog and pony show proving it was a legitimate transaction, in the end they still denied the payment because they said they do not support internet sales. So, it had nothing to do with it being a firearm sale....they were just going to deny the purchase only for the reason that it was an on line sale. We will never have that happen again and I'll tell this story every chance I get so other sellers know what they are like too.
I did file a police report on the guy that denied the charge and sent him an email saying he was going to be a felon before I was done. He contacted me and told me I was "rude" and started telling some nonsense story I didn't care to hear. In the end, he sent a money order to stop me from following through.
This is what I've been saying all along: I see all kinds of advantages to buyers, but nothing but downsides to sellers, especially those who are licensed firearms dealers. If the OP can point out an electronic transfer service which specifically allows sellers to electronically transfers of funds for the sales of firearms, ammunition, and weapons, I'd like to see it. SHOW IT TO ME!
Didn't the auction side just get something for that, freedom coin, or something like that?