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My Step Daughters totaled Car?
Waco Waltz
Member Posts: 10,836 ✭✭
Well it's Driving around town now after being repaired by the body shop guy friend of the family.
Not sure how I feel about this and probably don't know all the facts but here is what I do know.
We were told it was a total loss, totaled. The Wife would be given 500 dollars for it when anyone else would get 350 to 400 for it. That it would be parted out.
Weeks later it's seen operational in the guys front yard.
The guy put some money into it and fixed it. Now I know for him or anyone else to do this for us it would cost additional labor charges. I don't know how much that would have been but I also don't know how much the guy really had to put into the car either. 14,000 dollar car new, the used replacement car was 5,000 dollars how much more would a guy like the guy who took it off our hands be willing to put into it before just buying a new or used one?
How would you guys feel about this? I don't like the way it smells personally.
Not sure how I feel about this and probably don't know all the facts but here is what I do know.
We were told it was a total loss, totaled. The Wife would be given 500 dollars for it when anyone else would get 350 to 400 for it. That it would be parted out.
Weeks later it's seen operational in the guys front yard.
The guy put some money into it and fixed it. Now I know for him or anyone else to do this for us it would cost additional labor charges. I don't know how much that would have been but I also don't know how much the guy really had to put into the car either. 14,000 dollar car new, the used replacement car was 5,000 dollars how much more would a guy like the guy who took it off our hands be willing to put into it before just buying a new or used one?
How would you guys feel about this? I don't like the way it smells personally.
Comments
In the immortal words of Charlie Brown "good grief."
You surely are paying for something you've done in a previous life. [;)]
NS
Waco, my friend.... you have more drama in your life than both of my teenage daughters.
In the immortal words of Charlie Brown "good grief."
You surely are paying for something you've done in a previous life. [;)]
NS
Oh I know I am paying for stuff from a previous life but this is not my payment it's on the wife. There was no insurance, and no I was not aware. I think a second opinion would have required a tow truck but ya.....
This car is going to said body shop guy's wife is what I heard.
Salvage title? Don't bet on it. By the time a flood damaged car passes through several dealers, auctions, body shops, & states, no one can track down where it's been.
Neal
"Some folks look for the cloud in every silver lining."
you say there was no insurance?? if so WHO TOLD YOU it was totaled?? if it was the body shop guy, who is now driving the "said" totaled vehicle, I would be having a major issue with the guy, and seeking legal advice as to whether he committed fraud by telling you that, and then keeping it for himself[8]
This thread is a perfect example of why CARFAX sucks!
I had a 1999 Honda Accord. Got rear ended by a Cadillac Seville going about 60mph. I was stopped in traffic on a freeway ramp. He never even braked. It's a tribute to Honda that I'm still alive even. Multiple agencies responded including the local Sheriff and State Police. The guy hit me so hard the drivers seat broke, the back end of the car was completely...gone! When I say 'back end' I'm not talking about just the trunk, the emblem on the back of the trunk wound up just behind my head...it was a 4 door. The floorboard between the back and front seats was accordian-ed from 1 foot down to 3". The back doors were...gone, just twisted crumpled metal and broken glass. In short, the car was half as long as it was originally (maybe even less). Needless to say it was "totaled".
A couple years later we put my wife's Saturn up for sale. Carfax showed it as a "red alert", said the odometer had been rolled back (which it hadn't). The problem was due to the differences between the way MI and CO record mileage on titles. For grins I went and checked the VIN on my wrecked Honda (because I was mad). The CARFAX report showed nothing wrong with the Honda. It only showed the car had been resold from me to another owner in OH 7 months after the wreck. The insurance company owning it for 7 months didn't even show up. It didn't show the wreck, the total...nothing.
Carfax is not fullproof, they can only report what is reported to them. I bought a Jeep Grand Cherokee from a dealer and checked both Carfax and Autocheck. Both showed clean, no accident history. Once I owned it for a little while I started to notice little things and eventually came to the conclusion that it had been hit hard on the driver front corner. No wonder it was such low mileage, it probably sat for a year or so waiting to be repaired and then auctioned. I should have taken more time to look it over before I bought it, live and learn! Buyer beware!
I fail to see the problem here.
You DID NOT have to sell the car. You could have got the insurance check, and had the car fixed yourself. You apparently took the insurance settlement, and "sold" the car to the insurance company. They in turn sold it to somebody else. The new owner is free to do whatever he wants with said car. Insurance companies are all about money. When the estimate to repair a car reaches about 70% of the car's value, they start totaling them. "Totaling" a car does not mean it is impossible to fix it, or even that it might be unsafe after repaired. It just means the car is not worth fixing. In this state, cars have a "salvage" brand on the title if they have been declared a total loss. I see lots of cars here for sale with salvage titles. Personally I would not buy one.
READ READ READ: No insurance, I did not sell the car. Again READ before you comment.
We were told the car was a loss to the point it WOULD BE, not might, or could but would be parted out.
As for the added costs of having this guy do the job for us and retain ownership of the car well he said it was a loss and only good for parts. He never offered a figure on getting it running for us.
NOW tell me how you would feel if looking at this from personal experience?
No Insurance.. If I am not mistaken it is required.. and now the problem is someone might have screwed the pooch and not told the truth if the car was totaled. Looks to me like they accepted the money , so it is no concern what happened afterwards. Body shop guy could have spent thousands repairing it.. but that makes it still no ones concern.
LIABILITY? (sigh....)
Waco, you must have some sort of bad karma magnet attached to you...
I do but that is neither here nor there. I had no financial dog in this thing.
quote:Originally posted by woodhog
Waco, you must have some sort of bad karma magnet attached to you...
I do but that is neither here nor there. I had no financial dog in this thing.
But mentally, you can not let it go! Don
I am still missing that part.
Who stated it was "totaled"?
I am still missing that part.
Body shop guy did.
quote:Originally posted by Waco Waltz
quote:Originally posted by woodhog
Waco, you must have some sort of bad karma magnet attached to you...
I do but that is neither here nor there. I had no financial dog in this thing.
But mentally, you can not let it go! Don
Seeking opinions is all. Be nice is they were based on what I said and not what people want to think when it becomes obvious they did not even read my posts.
quote:Originally posted by select-fire
No Insurance.. If I am not mistaken it is required.. and now the problem is someone might have screwed the pooch and not told the truth if the car was totaled. Looks to me like they accepted the money , so it is no concern what happened afterwards. Body shop guy could have spent thousands repairing it.. but that makes it still no ones concern.
LIABILITY? (sigh....)
Liability? Again.. not your concern. Big deal the guy said it was totaled. He can do WTHeck he wants with the car afterwards. BTW.. If the folks had NO insurance..common sense would say they didn't have the money for repairs. I hate folks driving around with NO insurance.. and then to complain.. geesh
quote:Originally posted by Waco Waltz
quote:Originally posted by select-fire
No Insurance.. If I am not mistaken it is required.. and now the problem is someone might have screwed the pooch and not told the truth if the car was totaled. Looks to me like they accepted the money , so it is no concern what happened afterwards. Body shop guy could have spent thousands repairing it.. but that makes it still no ones concern.
LIABILITY? (sigh....)
Liability? Again.. not your concern. Big deal the guy said it was totaled. He can do WTHeck he wants with the car afterwards. BTW.. If the folks had NO insurance..common sense would say they didn't have the money for repairs. I hate folks driving around with NO insurance.. and then to complain.. geesh
Liability is not driving around with no insurance. After the deal was done a loan was made for a replacement car, 5,000 dollars. Still we were told the car was totaled and it was going to be parted out.
That kinda precludes any ideas of asking for an estimate of repair I'd think.
Your the one that printed this..There was no insurance, and no I was not aware. Liability doesn't count.. Full coverage does. So in reality there was NO insurance. Just let it go.. Folks make deals and then want something else. Let it go.
The issue was never insurance in the first place so why don't you stop nit picking and let it go?
quote:Originally posted by select-fire
Your the one that printed this..There was no insurance, and no I was not aware. Liability doesn't count.. Full coverage does. So in reality there was NO insurance. Just let it go.. Folks make deals and then want something else. Let it go.
The issue was never insurance in the first place so why don't you stop nit picking and let it go?
Nit picking is someone who complains and puts something on a forum about something they disagree with. You did that. However , it didn't turn out like you wanted and bingo... complain. Instead of complaining here.. uh.. did you ever consider asking the guy what was actually wrong with the car?
Maybe the step daughter got a good lesson... how about full coverage insurance?
It was the wife's lesson she was the one who made the call. How about telling me how you would feel if you were told your car was a total loss and would be scrapped out for parts then you saw it driving around town a few weeks later?
quote:Originally posted by select-fire
Maybe the step daughter got a good lesson... how about full coverage insurance?
It was the wife's lesson she was the one who made the call. How about telling me how you would feel if you were told your car was a total loss and would be scrapped out for parts then you saw it driving around town a few weeks later?
I wouldn't care what the guy done with it. Maybe next time a second opinion from another body shop before signing off the title and taking the cash? As I said before who knows how much labor and how much money he spent to make it back on the road. Ask him if it for sale if you want it back. You are assuming he took advantage of a situation when maybe he didn't and paid a fair price for it.
quote:Originally posted by select-fire
Maybe the step daughter got a good lesson... how about full coverage insurance?
It was the wife's lesson she was the one who made the call. How about telling me how you would feel if you were told your car was a total loss and would be scrapped out for parts then you saw it driving around town a few weeks later?
See red....I guess I would feel like a TOTAL IDIOT[:D]
How about telling me how you would feel if you were told your car was a total loss and would be scrapped out for parts then you saw it driving around town a few weeks later?
I would feel like a dumb *.
NS
I have been reading this and I know realize that you had no full coverage insurance on vehicle. you state you did not sell car but how did body shop come to own the car? Did your wife sign title over to them for the tow and storage fees? Not busting your chops but have not read how they own it without insurance or someone signing title to them. just call me dumb if you have stated it.
Maybe the rest of us could understand what he is complaining about if he answers the above questions.
"Never do wrong to make a friend----or to keep one".....Robert E. Lee
For those of you who did not READ my posts,
We were told the car was a loss to the point it WOULD BE, not might, or could but would be parted out.
As for the added costs of having this guy do the job for us and retain ownership of the car well he said it was a loss and only good for parts. He never offered a figure on getting it running for us.
NOW tell me how you would feel if looking at this from personal experience?
I would feel like I should have asked a lot more questions before accepting a lot less than the car was worth.