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My Step Daughters totaled Car?

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Comments

  • neacpaneacpa Member Posts: 2,711 ✭✭✭
    edited November -1
    I said in a prior post to just call me dumb if you had said how the shop became to be the new owners, but I now see it in your very first post. So call me dumb. You had said in a later post that you did not sell it, but if they gave your wife $500 then, yep, ya'll sold it.

    Without insurance and it was my dime (car), I would have definitely gotten a second opinion on it unless it was clearly totaled. If you had no "financial dog in this thing", then why get so wound up? If your wife was comfortable with the deal, then let it go. It actually sounds like your wife got closer to $800-$1,000 for it because I am sure there would have been a $300-400 tow bill plus a couple days of storage he could have billed you for. Having liability insurance only is a calculated risk we sometimes take. I have a 02 Silverado that has liability only on it because that is the truck my youngest son (college student) is listed on. If it is in a wreck that is either my fault or both drivers fault, then that risk was not such a good idea.

    I know it is aggravating to get screwed (I am sure we all have at one time or another), but life goes on. If you are that sure the shop screwed you, then just remember this the next time you need a body shop.
  • Waco WaltzWaco Waltz Member Posts: 10,836 ✭✭
    edited November -1
    quote:Originally posted by neacpa
    I have been reading this and I know realize that you had no full coverage insurance on vehicle. you state you did not sell car but how did body shop come to own the car? Did your wife sign title over to them for the tow and storage fees? Not busting your chops but have not read how they own it without insurance or someone signing title to them. just call me dumb if you have stated it.




    Right not fully insured in that no money to get it fixed. Got a LOAN for replacement car. Could have applied a loan to repair but never got the option. I don't own the car it was sold by wife who held the title.

    Did not know I had to spell it all out, most of the details were also in a thread about the day Step Daughter ran it off the road.
  • Waco WaltzWaco Waltz Member Posts: 10,836 ✭✭
    edited November -1
    quote:Originally posted by neacpa
    I said in a prior post to just call me dumb if you had said how the shop became to be the new owners, but I now see it in your very first post. So call me dumb. You had said in a later post that you did not sell it, but if they gave your wife $500 then, yep, ya'll sold it.

    Without insurance and it was my dime (car), I would have definitely gotten a second opinion on it unless it was clearly totaled. If you had no "financial dog in this thing", then why get so wound up? If your wife was comfortable with the deal, then let it go. It actually sounds like your wife got closer to $800-$1,000 for it because I am sure there would have been a $300-400 tow bill plus a couple days of storage he could have billed you for. Having liability insurance only is a calculated risk we sometimes take. I have a 02 Silverado that has liability only on it because that is the truck my youngest son (college student) is listed on. If it is in a wreck that is either my fault or both drivers fault, then that risk was not such a good idea.

    I know it is aggravating to get screwed (I am sure we all have at one time or another), but life goes on. If you are that sure the shop screwed you, then just remember this the next time you need a body shop.




    There was a 600 Dollar tow and storage fee from a tow company that was un related to the guy who told us it was totaled and would be parted out and gave wife 500 for the title and then turned around and fixed it up for his wife.

    Tell me again why this would not up set anyone? LOL
  • Waco WaltzWaco Waltz Member Posts: 10,836 ✭✭
    edited November -1
    quote:Originally posted by select-fire
    quote:Originally posted by Waco Waltz
    quote:Originally posted by select-fire
    Maybe the step daughter got a good lesson... how about full coverage insurance?


    It was the wife's lesson she was the one who made the call. How about telling me how you would feel if you were told your car was a total loss and would be scrapped out for parts then you saw it driving around town a few weeks later?




    I wouldn't care what the guy done with it. Maybe next time a second opinion from another body shop before signing off the title and taking the cash? As I said before who knows how much labor and how much money he spent to make it back on the road. Ask him if it for sale if you want it back. You are assuming he took advantage of a situation when maybe he didn't and paid a fair price for it.


    I don't see how I can view this any other way then having my wife taken advantage of. Wife sold the car on the advise of "family Friend" who said he would be parting the car out so could only give her 500 dollars.

    Wife made decisions based on the information that came back from the auto body guy and I did not see any other way out based on the "the car will be parted out as it's a total loss" line we got from the guy.
  • JunkballerJunkballer Member Posts: 9,309 ✭✭✭✭
    edited November -1
    I think you write all this personal family drama as a Hobby out of boredom. But I will say your post are entertaining on a rainy day and definetly makes me realize how lucky I am [:)] I'm waiting on the next exciting chapter to see what other events unfold in your family, so keep'em coming [:D]

    "Never do wrong to make a friend----or to keep one".....Robert E. Lee

  • Don McManusDon McManus Member Posts: 23,695 ✭✭✭✭
    edited November -1
    quote:Originally posted by select-fire
    Maybe the step daughter got a good lesson... how about full coverage insurance?


    The only car I carry full coverage insurance on is my '56 T-bird.

    Liability, Un-insured Motorist, and Personal Injury coverage only. Full coverage on a car is basically betting against your own capabilities.

    As to the topic, it appears someone accepted $ 500.00 for a car that would be worth $ 5,000.00 if it was undamaged. Doesn't take much anymore to put $ 4,500.00 into a badly damaged vehicle.

    Someone probably should have asked what it would cost to repair the car, and then could have made a more informed decision. Failing to ask a question is quite a bit different than not being given the option.
    Freedom and a submissive populace cannot co-exist.

    Brad Steele
  • select-fireselect-fire Member Posts: 69,529 ✭✭✭✭
    edited November -1
    quote:Originally posted by Don McManus
    quote:Originally posted by select-fire
    Maybe the step daughter got a good lesson... how about full coverage insurance?


    The only car I carry full coverage insurance on is my '56 T-bird.

    Liability, Un-insured Motorist, and Personal Injury coverage only. Full coverage on a car is basically betting against your own capabilities.

    As to the topic, it appears someone accepted $ 500.00 for a car that would be worth $ 5,000.00 if it was undamaged. Doesn't take much anymore to put $ 4,500.00 into a badly damaged vehicle.

    Someone probably should have asked what it would cost to repair the car, and then could have made a more informed decision. Failing to ask a question is quite a bit different than not being given the option.




    There were tons of options

    1. Take the money offered by body shop

    2. Go to another body shop

    3. Sell the car yourself "as is"

    4. Repair the car yourself

    5. Scrap the car out for metal

    6. Pull it out front and look at it in the yard.
  • ForkliftkingForkliftking Member Posts: 4,907 ✭✭✭
    edited November -1
    quote:Originally posted by select-fire
    quote:Originally posted by Don McManus
    quote:Originally posted by select-fire
    Maybe the step daughter got a good lesson... how about full coverage insurance?


    The only car I carry full coverage insurance on is my '56 T-bird.

    Liability, Un-insured Motorist, and Personal Injury coverage only. Full coverage on a car is basically betting against your own capabilities.

    As to the topic, it appears someone accepted $ 500.00 for a car that would be worth $ 5,000.00 if it was undamaged. Doesn't take much anymore to put $ 4,500.00 into a badly damaged vehicle.

    Someone probably should have asked what it would cost to repair the car, and then could have made a more informed decision. Failing to ask a question is quite a bit different than not being given the option.




    There were tons of options

    1. Take the money offered by body shop

    2. Go to another body shop

    3. Sell the car yourself "as is"

    4. Repair the car yourself

    5. Scrap the car out for metal

    6. Pull it out front and look at it in the yard.

    His HOA may not allow that.[:D][:D][:D][:D]
  • select-fireselect-fire Member Posts: 69,529 ✭✭✭✭
    edited November -1
    quote:Originally posted by forkliftking
    quote:Originally posted by select-fire
    quote:Originally posted by Don McManus
    quote:Originally posted by select-fire
    Maybe the step daughter got a good lesson... how about full coverage insurance?


    The only car I carry full coverage insurance on is my '56 T-bird.

    Liability, Un-insured Motorist, and Personal Injury coverage only. Full coverage on a car is basically betting against your own capabilities.

    As to the topic, it appears someone accepted $ 500.00 for a car that would be worth $ 5,000.00 if it was undamaged. Doesn't take much anymore to put $ 4,500.00 into a badly damaged vehicle.

    Someone probably should have asked what it would cost to repair the car, and then could have made a more informed decision. Failing to ask a question is quite a bit different than not being given the option.




    There were tons of options

    1. Take the money offered by body shop

    2. Go to another body shop

    3. Sell the car yourself "as is"

    4. Repair the car yourself

    5. Scrap the car out for metal

    6. Pull it out front and look at it in the yard.

    His HOA may not allow that.[:D][:D][:D][:D]


    #7 Shoot holes in it. [:D][:D]
  • drobsdrobs Member Posts: 22,620 ✭✭✭✭
    edited November -1
    quote:Originally posted by Waco Waltz
    quote:Originally posted by neacpa
    I have been reading this and I know realize that you had no full coverage insurance on vehicle. you state you did not sell car but how did body shop come to own the car? Did your wife sign title over to them for the tow and storage fees? Not busting your chops but have not read how they own it without insurance or someone signing title to them. just call me dumb if you have stated it.




    Right not fully insured in that no money to get it fixed. Got a LOAN for replacement car. Could have applied a loan to repair but never got the option. I don't own the car it was sold by wife who held the title.

    Did not know I had to spell it all out, most of the details were also in a thread about the day Step Daughter ran it off the road.


    Let me get this straight. The step daughter ran her car off the road. Now you have a car loan to replace the car she crashed?
  • guntech59guntech59 Member Posts: 23,188 ✭✭✭
    edited November -1
    quote:Originally posted by drobs
    quote:Originally posted by Waco Waltz
    quote:Originally posted by neacpa
    I have been reading this and I know realize that you had no full coverage insurance on vehicle. you state you did not sell car but how did body shop come to own the car? Did your wife sign title over to them for the tow and storage fees? Not busting your chops but have not read how they own it without insurance or someone signing title to them. just call me dumb if you have stated it.




    Right not fully insured in that no money to get it fixed. Got a LOAN for replacement car. Could have applied a loan to repair but never got the option. I don't own the car it was sold by wife who held the title.

    Did not know I had to spell it all out, most of the details were also in a thread about the day Step Daughter ran it off the road.


    Let me get this straight. The step daughter ran her car off the road. Now you have a car loan to replace the car she crashed?




    Dude! You're going to make him have a stroke![:D]

    This thread is why I hardly ever post personal stuff.
  • guntech59guntech59 Member Posts: 23,188 ✭✭✭
    edited November -1
    quote:Originally posted by drobs
    quote:Originally posted by Waco Waltz
    quote:Originally posted by neacpa
    I have been reading this and I know realize that you had no full coverage insurance on vehicle. you state you did not sell car but how did body shop come to own the car? Did your wife sign title over to them for the tow and storage fees? Not busting your chops but have not read how they own it without insurance or someone signing title to them. just call me dumb if you have stated it.




    Right not fully insured in that no money to get it fixed. Got a LOAN for replacement car. Could have applied a loan to repair but never got the option. I don't own the car it was sold by wife who held the title.

    Did not know I had to spell it all out, most of the details were also in a thread about the day Step Daughter ran it off the road.


    Let me get this straight. The step daughter ran her car off the road. Now you have a car loan to replace the car she crashed?




    Dude! You're going to make him have a stroke![:D]

    This thread is why I hardly ever post personal stuff.
  • drobsdrobs Member Posts: 22,620 ✭✭✭✭
    edited November -1
    quote:Originally posted by guntech59
    quote:Originally posted by drobs
    quote:Originally posted by Waco Waltz
    quote:Originally posted by neacpa
    I have been reading this and I know realize that you had no full coverage insurance on vehicle. you state you did not sell car but how did body shop come to own the car? Did your wife sign title over to them for the tow and storage fees? Not busting your chops but have not read how they own it without insurance or someone signing title to them. just call me dumb if you have stated it.




    Right not fully insured in that no money to get it fixed. Got a LOAN for replacement car. Could have applied a loan to repair but never got the option. I don't own the car it was sold by wife who held the title.

    Did not know I had to spell it all out, most of the details were also in a thread about the day Step Daughter ran it off the road.


    Let me get this straight. The step daughter ran her car off the road. Now you have a car loan to replace the car she crashed?




    Dude! You're going to make him have a stroke![:D]

    This thread is why I hardly ever post personal stuff.




    You and me both. When I do something stupid. I know it was stupid, I don't need others to tell me how stupid it was.
  • Waco WaltzWaco Waltz Member Posts: 10,836 ✭✭
    edited November -1
    quote:Originally posted by drobs
    quote:Originally posted by Waco Waltz
    quote:Originally posted by neacpa
    I have been reading this and I know realize that you had no full coverage insurance on vehicle. you state you did not sell car but how did body shop come to own the car? Did your wife sign title over to them for the tow and storage fees? Not busting your chops but have not read how they own it without insurance or someone signing title to them. just call me dumb if you have stated it.




    Right not fully insured in that no money to get it fixed. Got a LOAN for replacement car. Could have applied a loan to repair but never got the option. I don't own the car it was sold by wife who held the title.

    Did not know I had to spell it all out, most of the details were also in a thread about the day Step Daughter ran it off the road.


    Let me get this straight. The step daughter ran her car off the road. Now you have a car loan to replace the car she crashed?




    NO she ran a ford 2008 focus off the road, it was worth at least 11,000 before the accident.(To straighten out the guy who thinks it was a 5,000 dollar car.) Step Daughter got a loan for 5,000 for a new car with Grandma as co signer.
  • Waco WaltzWaco Waltz Member Posts: 10,836 ✭✭
    edited November -1
    quote:Originally posted by guntech59
    quote:Originally posted by drobs
    quote:Originally posted by Waco Waltz
    quote:Originally posted by neacpa
    I have been reading this and I know realize that you had no full coverage insurance on vehicle. you state you did not sell car but how did body shop come to own the car? Did your wife sign title over to them for the tow and storage fees? Not busting your chops but have not read how they own it without insurance or someone signing title to them. just call me dumb if you have stated it.




    Right not fully insured in that no money to get it fixed. Got a LOAN for replacement car. Could have applied a loan to repair but never got the option. I don't own the car it was sold by wife who held the title.

    Did not know I had to spell it all out, most of the details were also in a thread about the day Step Daughter ran it off the road.


    Let me get this straight. The step daughter ran her car off the road. Now you have a car loan to replace the car she crashed?




    Dude! You're going to make him have a stroke![:D]

    This thread is why I hardly ever post personal stuff.




    Well I am not a Wuss so I don't mind posting personal stuff. Half the replies will be from trolls I know and I simply show them for what they are and beat them down. It's a sport for me. Then I address the serious replies. [:D]

    Oh look a post about personal stuff, they get posted all the time here but the trolls only attack some posters they either disagree with or posters who gave them a bloody nose in the past.

    http://forums.GunBroker.com/topic.asp?TOPIC_ID=606708

    I know what some of you jackwagons are all about LOL
  • Waco WaltzWaco Waltz Member Posts: 10,836 ✭✭
    edited November -1
    quote:Originally posted by drobs
    quote:Originally posted by guntech59
    quote:Originally posted by drobs
    quote:Originally posted by Waco Waltz
    quote:Originally posted by neacpa
    I have been reading this and I know realize that you had no full coverage insurance on vehicle. you state you did not sell car but how did body shop come to own the car? Did your wife sign title over to them for the tow and storage fees? Not busting your chops but have not read how they own it without insurance or someone signing title to them. just call me dumb if you have stated it.




    Right not fully insured in that no money to get it fixed. Got a LOAN for replacement car. Could have applied a loan to repair but never got the option. I don't own the car it was sold by wife who held the title.

    Did not know I had to spell it all out, most of the details were also in a thread about the day Step Daughter ran it off the road.


    Let me get this straight. The step daughter ran her car off the road. Now you have a car loan to replace the car she crashed?




    Dude! You're going to make him have a stroke![:D]

    This thread is why I hardly ever post personal stuff.




    You and me both. When I do something stupid. I know it was stupid, I don't need others to tell me how stupid it was.


    First of all I did nothing stupid. Second I don't know how much time and money the auto guy put into the car but I may get around to asking and I may find out through the grape vine. This is a smaller town here.

    If I can find out my wife was taken I can easily cost the jackwagon far more the it was worth to screw my wife's side of the family on this deal for mere pennies.
  • drobsdrobs Member Posts: 22,620 ✭✭✭✭
    edited November -1
    quote:Originally posted by Waco Waltz
    quote:Originally posted by drobs
    quote:Originally posted by guntech59
    quote:Originally posted by drobs
    quote:Originally posted by Waco Waltz
    quote:Originally posted by neacpa
    I have been reading this and I know realize that you had no full coverage insurance on vehicle. you state you did not sell car but how did body shop come to own the car? Did your wife sign title over to them for the tow and storage fees? Not busting your chops but have not read how they own it without insurance or someone signing title to them. just call me dumb if you have stated it.




    Right not fully insured in that no money to get it fixed. Got a LOAN for replacement car. Could have applied a loan to repair but never got the option. I don't own the car it was sold by wife who held the title.

    Did not know I had to spell it all out, most of the details were also in a thread about the day Step Daughter ran it off the road.


    Let me get this straight. The step daughter ran her car off the road. Now you have a car loan to replace the car she crashed?




    Dude! You're going to make him have a stroke![:D]

    This thread is why I hardly ever post personal stuff.




    You and me both. When I do something stupid. I know it was stupid, I don't need others to tell me how stupid it was.


    First of all I did nothing stupid. Second I don't know how much time and money the auto guy put into the car but I may get around to asking and I may find out through the grape vine. This is a smaller town here.

    If I can find out my wife was taken I can easily cost the jackwagon far more the it was worth to screw my wife's side of the family on this deal for mere pennies.




    So the step daughter texting on her phone drove the car off the road. The wife sold the car for nothing to the repair guy. The step daughter got grandma to co-sign on a loan.

    The obvious question in all this is...?



    Is your dog OK?



    Don't feel bad, I learned I bought a "new" used 2012 Chevy Captiva. We only had $500 left to pay on the perfect working condition 52K miles 2006 Nissan Altima.

    Sure the Altima was old and boring but you ever hear of a Chevy Captiva? It replaced the Saturn Vue. It's "fleet" car AKA a rental car.

    I figure someone will ask me...Is that rental?

    Why yes it is!

    So now just to compound that stupidy, I'm looking for a used japanese commuter car that gets good gas mileage.

    That 12K financed over the next, I don't know how many years, would've bought me a nice used Kubota Tractor or that piece of land I want. So much for getting out of stupid debt.
  • Mr. PerfectMr. Perfect Member, Moderator Posts: 66,437 ******
    edited November -1
    quote:Originally posted by nmyers
    I don't think you understand the meaning of "totaled". All that means is that it would cost more to repair the car than the book value at the time of the accident. It doesn't mean that the car can't be fixed, or can't be fixed economically. A lot depends on the age of the car, & the availability of parts needed to fix it.

    Salvage title? Don't bet on it. By the time a flood damaged car passes through several dealers, auctions, body shops, & states, no one can track down where it's been.

    Neal

    "Some folks look for the cloud in every silver lining."
    Yep.
    Some will die in hot pursuit
    And fiery auto crashes
    Some will die in hot pursuit
    While sifting through my ashes
    Some will fall in love with life
    And drink it from a fountain
    That is pouring like an avalanche
    Coming down the mountain
  • Waco WaltzWaco Waltz Member Posts: 10,836 ✭✭
    edited November -1
    If you find and re read the other thread when my Step Daughter "totaled" the car I reported that the guy first said it could be fixed and that it would be a simple matter to get a loan to fix it. Then two days later the guy says he took a close look and decided it was a loss, was only worth parts and offered the wife 500.00 for it.

    First clue was the guilty conscious statement that "I am offering you 100 more then I would anyone else".

    Is seems he saw a chance to score a car for the wife so gave us bogus info. The guy said at least two things and changed his mind twice and now wifey has a nice car.

    Seriously anyone here who has defended this guy by blaming the victim probably has done the same type of things during their life and most of you probably live east of the Rockies.
  • reloader44magreloader44mag Member Posts: 18,783 ✭✭✭
    edited November -1
    Hows that saying go...A ____ and his wrecked car are soon parted[:D]
  • guntech59guntech59 Member Posts: 23,188 ✭✭✭
    edited November -1
    This thread really reminds me of ECC.....a lot.
  • ForkliftkingForkliftking Member Posts: 4,907 ✭✭✭
    edited November -1
    quote:Originally posted by guntech59
    This thread really reminds me of ECC.....a lot.

    Easy now. You just made me spit tea all over my keyboard.[:D][:D][:D]
  • guntech59guntech59 Member Posts: 23,188 ✭✭✭
    edited November -1
    quote:Originally posted by forkliftking
    quote:Originally posted by guntech59
    This thread really reminds me of ECC.....a lot.

    Easy now. You just made me spit tea all over my keyboard.[:D][:D][:D]



    [:D]
  • dcon12dcon12 Member Posts: 32,040 ✭✭✭✭
    edited November -1
    For not having anything vested in the deal, you have a lot of anger. Let it go, you evidently have no control over your wife or stepdaughter. Don
  • Mr. PerfectMr. Perfect Member, Moderator Posts: 66,437 ******
    edited November -1
    quote:Originally posted by guntech59
    quote:Originally posted by forkliftking
    quote:Originally posted by guntech59
    This thread really reminds me of ECC.....a lot.

    Easy now. You just made me spit tea all over my keyboard.[:D][:D][:D]



    [:D]
    [:D][:D][:D][:D]
    Some will die in hot pursuit
    And fiery auto crashes
    Some will die in hot pursuit
    While sifting through my ashes
    Some will fall in love with life
    And drink it from a fountain
    That is pouring like an avalanche
    Coming down the mountain
  • ruger41ruger41 Member Posts: 14,665 ✭✭✭✭
    edited November -1
    quote:Originally posted by guntech59
    This thread really reminds me of ECC.....a lot.

    Between all of ECC, Waco & Locust Forks drama there is a reality show on TLC waiting to come out[:p]
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